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AssetStream (AST) ICO

ICO

The Global Decentralized Peer To Peer Microfinance Platform, Replacing Intermediaries With Blockchain Technology.

The AssetStream initiative was established to create a sustainable microfinance platform to enable growth and advocate
poverty reduction of the unbanked population while providing an alternative, high-yield, peer-to-peer microfinance platform for everyone.

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AssetStream (AST) ICO ratings

ICObench.com AssetStream (AST) icobench 4.6 / 5
ICOmarks.com AssetStream (AST) icomarks 8.9 / 10
TrackICO.io AssetStream (AST) trackico 3.5 / 5
ICOholder.com AssetStream (AST) icoholder NA
Our rating
8.5
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Overview

Project industry Finance Services & Banking
Product type Platform
Founded Estonia

What is AssetStream

MISSION

AssetStream aims to reduce poverty and bring financial inclusion by providing unbanked people with access to financial services. AssetStream will expand to a full P2P network which will include the local communities that can take personal loans. AssetStream aims to create an extensive micro-financing ecosystem that will be able to bring financially excluded people to the new global economythrough blockchain.

AssetStream is a team of experts that have vast experience within the emerging market. By leveraging on the blockchain, AssetStream aims to reduce poverty and bring financial inclusion by providing unbanked people with accessto financialservices. We will expand it to a full P2P network which will include the local communities that can take personal loans.

AssetStream aims to create an extensive micro-financing ecosystem and will raise financial awareness among our clients through consulting services and educational materials. We will be able to bring financially excluded people to the new global economythrough blockchain.

AssetStream’s platform will be able to include the following benefits:

1. Credit Rating and Badge System – A badge system will be provided to represent borrower behaviour. This will reflect the credit rating system of the borrowers. For example, if a user hasseveral good behaviour badges, such as“paying the loan on time”, compared to a user who has a bad behaviour badge such as “defaulting on loans”, the lenders’ sentiment might lean towards lending borrowers with good behaviour badges.

2. Immutable credit data – Borrowers will not be able to reverse or erase their credit history.

3. Transparency – AssetStream’s smart contract operates in real time and expected obligations are transparent to all involved parties.

4. Two optionsfor Lenders are provided in the platform:

  • Handpicking – The lenders have a choice to decide which borrowers get the loan based on the borrowers’ criteria.
  • Automatic matching – The lenders will trigger a matching system when they fill up the desired criteria they want for the loan and AssetStream platform will match the criteria to the specific borrower.

5. Lower transaction costs – AssetStream’s platform will be using the existing infrastructure and will bring out convenience for borrowers living in the rural areas. This will lower overhead and transaction costs.

By using blockchain technology for microfinancing, AssetStream will create a layer of trust and security between borrowers and lenders. It is a new paradigm of the finance business to connect with the individual lender while enabling a new source of finances for small enterprisesto fuel the global economic growth anywhere, anytime.

Details

Pre-sales: May 27, 2019 - May 31, 2019
Public sales: Jun 01, 2019 - Jul 31, 2019
Token supply: 3,300,000,000 AST
Total tokens for sale: 2,100,000,000 AST
Soft cap: 1,440,000 USD
Hard cap: 21,000,000 USD

Legal

Blockchain Platform: Stellar
Country limitations: USA, CHINA
Registration country: Estonia
Registration year: 2017
Office address: Pärnu mnt 158/2, Kesklinna linnaosa, Tallinn, Harju maakond, 11317

Token info

Ticker: AST
Type: Cryptocurrency
Token price in USD: 1 AST = 0.01 USD
Accepted currencies: BTC, BCH, ETH
Token distribution:
ICO - 64%
Management and Advisory - 15%
Marketing and PR - 8%
Business Development - 5%
Product Development - 4%
Legal - 3%
Bounty - 1%

Offices on the map

AssetStream Roadmap

1
2017 Q1

Four co-founders founded the AssetStream project as a great potential solution for the low-income communities in developing countries who are struggling with the loan shark problem.

2
2017 Q2

After fundamental researches a proof of concept had been created.
The proof of concept reached legal and technical viability
During this period the AssetStream project evolved from a potential side project to a fullyself-funded project, geared towards launching in 2019.

3
2017 Q3

The recruitment team recruits professionals and specialists from Belgium, South Korea, Thailand, Singapore, Philippines and many more locations around the world

4
2018 Q1

Start development process of the AssetStream platform prototype.
Selected Thailand as flagship region due to compliance of law, norm, customer behavior, marketsize.

5
2018 Q3

Reached the demonstration version of platform infused with blockchain technology.
Approached potential partners with demonstration version of the platform.
Reached an agreement with the first strategic partners, Thailand PICO Finance Association (Consists out of about 500 moneylending companies)

6
2018 Q4

Approached the public as the AssetStream Platform aiming towards offering an alternative finance solution to customers in developing countries.
Attended Hong Kong Fintech week 2018.
Attended as one of the premium exhibitors at Consensus 2018 Singapore.
Attended as one of the speakers during ‘Blockchain Innovation Tour’ promoting the AssetStream platform in Malaysia, the Philippines, Vietnam, Thailand,Singapore.

7
2019 Q1

AssetStream Platform, with its strategic partners (Finanigo, Pico Finance Association Thailand), held the press conference event in Target market.
Determined the Launching date of the AssetStream Platform and ‘AssetStream Token (AST)’ Token distribution.
Started online advertising and public relation campaigns.
Launch AssetStream social channels including Youtube, Facebook Fanpage, Twitter, Instagram, Telegram Group, WeChat, Line Official.
Started development of AssetStream platform mobile version.
Contributing Money/Blockchain expos around the world to meet the potential investors and platform usersin person.

8
2019 Q2

May– ‘AssetStream Token (AST)’ Token Distribution takes place.
June – The AssetStream Platform isfully operational.
July – AssetStream’s first monthly pay out to Lender.
AssetStream project moving toward Thailand market needs.
Listing ‘AssetStream Token(AST)’ on external 3 rd party Exchange.
Contribute Money/Blockchain expos around the globe to meet the potential investors and platform usersin person.

9
2019 Q3

Announce the 2nd and 3rd target market (Potentially Vietnam, Philippines) with its strategic partners.
AssetStream Platform with its strategic partners hold a press conference event in both target market.
Contribute Money/Blockchain expos around the globe to meet the potential investors and platform usersin person.

10
2019 Q4

October – New volume of ‘AssetStream Token (AST)’ Token Distribution takes place*
November– Platform functions for 2nd and 3rd target are fully operational.
December– 2nd and 3rd target market first monthly pay out to itslenders.
Contribute Money/Blockchain expos around the globe to meet the potential investors and platform usersin person.

11
2020 Q1-Q2

AssetStream Platform beta test the features of peer to peer lending and start launching from the bestsituation of the target market.
AssetStream becomes a fully functioning versatile global lending platform, alongside with the regionalstrategic partners.
Launching of AssetStream platform on mobile to the available market.

12
2020 Q3-Q4 (Future stage)

Together with its local strategic partners, AssetStream expands its territory ofservices.
The AssetStream platform can expand itself entering creditscoring, banking business based on user data of the platform.
Pursue the social mission, a social enterprise, to apply basic financial education to developing countries to help prevent people from making financial mistakes and reduce reliability on loan sharks which improves the overall living quality.

Project team

THANIN PIROMWARD
THANIN PIROMWARD
Founder, Head of IT & Development
linkedin
KEN PHIROMWAD
KEN PHIROMWAD
Co-Founder, Head of Strategy & Marketing
linkedin
DIDIER BOSMANS
DIDIER BOSMANS
Co-Founder, Head of Communication
linkedin
TUN SANTIANUCHIT
TUN SANTIANUCHIT
Co-Founder, Managing Partner
linkedin
NUTTHAPON SIRIPAIBOON
NUTTHAPON SIRIPAIBOON
Senior Application Development Manager
linkedin
CHUTHIYA PITTHAYAPITUK
CHUTHIYA PITTHAYAPITUK
Senior Project Manager
linkedin
ATIWAT YUWITAYA
ATIWAT YUWITAYA
Business Development Manager
linkedin

Advisors

Dr. Chatchai Thnarudee
Dr. Chatchai Thnarudee
CEO JP Insurance
linkedin
Sean Kor
Sean Kor
Managing Director, Trinide
linkedin
Karnika E. Yashwant
Karnika E. Yashwant
Founder & CEO, KEY Difference Media
linkedin
Jun Chi
Jun Chi
Co-Founder, Trinide
linkedin

Social media

Web-site Reddit: AssetStream (AST) Medium: AssetStream (AST) YouTube: AssetStream (AST) Telegram: AssetStream (AST) Instagram: AssetStream (AST) BTCTalk: AssetStream (AST) LinkedIn: AssetStream (AST) Twitter: AssetStream (AST) Facebook: AssetStream (AST) Steemit: AssetStream (AST) Slack: AssetStream (AST) Github: AssetStream (AST)

MVP

MVP URL

User rating:

5/5 ( 1 )

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2 Responses

  • Din May 8, 2019 at 3:10 pm

    I’m impressed with this.

    Reply
  • Benedict May 8, 2019 at 3:20 pm

    At least we are sure that poverty will reduce with the help of assetstream at the particular region they are targeting.

    Reply
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