NovaLend logo
Website

NovaLend (NLC)

ICO

NovaLend aims at transforming the banking system to make credits more affordable and investing more rewarding.

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Overview

Project industryFinance Services & Banking
Product typePlatform
FoundedGermany
WhitepaperNovaLend White Paper Open

What is NovaLend

As the cryptocurrency industry gets more recognized by mainstream users, it needs to evolve to ensure it finally achieves the core objectives that Satoshi Nakamoto had ten years ago when he developed the blockchain technology. One of these is providing a viable alternative that revolutionizes the conventional financial industry. The key is focusing on making credit and investment opportunities more accessible.

NovaLend is a platform that takes this conceptual idea and turns it into a reality. It provides an ecosystem where users can choose from the multiple investment avenues without compromising on the three key principles of security, trust, and sustainability.

Some of the investment avenues include a trading platform where users can trade Novalend tokens on the internal and external exchanges, a lending platform where investors make money by lending to the platform or peers or a staking platform where investors earn additional NLC by staking.

Aside from trading, lending and staking, users can earn through the affiliate program. In a few days, NovaLend is about to launch the Pre-sale. This is an opportunity for investors to make a handsome return instantly by acquiring NLC tokens.

OUR VALUES

The NovaLend platform aims to transform the financial sector by making it easier to access credit without relying on centralized financial institutions like banks. This is done while maintaining the three core values of the firm.

1. SECURITY. NovaLend seeks to provide a secure platform where the money, assets and personal information of the clients are protected from nefarious individuals.

2. TRUST. NovaLend achieves this by providing a decentralized platform that offers customers the opportunity to have true personal banking experience. The money will be held in the e-wallets in their devices, unlike other platforms. This promotes trust between the different platforms.

3. SUSTAINABILITY. NovaLend promotes this by making the cryptocurrency accessible on multiple exchanges and via different avenues like mobile applications and debit cards. It is also built on the Ethereum platform meaning that any new features will be easily integrated with ease.

VISION

The vision of NovaLend is to create a platform where users can have a seamless trading and investment experience in a decentralized and secure platform.

MISSION

The mission of NovaLend is to use blockchain technology to transform the financial industry to make credit more affordable and investment in lending more rewarding.

PROBLEM

Access to lending is a problem for most businesses and individuals. Most traditional financial institutions have numerous restrictions that limit the access to credit. Additionally, most people seem to have lost trust in the banking sector. The inflexibility and rigidity of these platforms, as well as the inherent risk from hackers seeking sensitive financial information, is making banks less reliable. Also, any of the digital lending platforms based on cryptocurrencies do not provide adequate returns for investment in cryptocurrency lending.

SOLUTION

NovaLend network lending SOLUTION (NLN) is designed for investors with low initial capital. Today if you have 100$ to invest you can start a loan on different lending platforms like Bitconnect, Hextra coin, Regal coin, etc. but mostly you don’t get a high-interest rate, and your capital will be locked for days or months. With NovaLend network lending, you can start a loan with as low as $99 and get the highest bonus of 0.4%. This is possible because the money is collected within 24 hours and the sum is then lent out.

Details

Pre-sales: Jan 21, 2018 - Jan 28, 2018
Public sales: Jan 30, 2018 - Feb 21, 2018
Pre-sale token supply: 5,000,000 NLC
Token supply: 20,000,000 NLC
Total tokens for sale: 15,000,000 NLC

Legal

Blockchain Platform: Ethereum

Token info

Ticker: NLC
Type: Cryptocurrency
Token standard: ERC-20
Dividends: Passive monthly returns up to 52% of your portfolio
Token price in USD: 1 NLC =1 USD
Accepted currencies: BTC, ETH
Bonus program:
Presale $0.50 Plus (50% BONUS) = $0.25
ICO round 1 $0.55 Plus (10% BONUS) = $0.50
ICO round 2 $0.81 Plus (8% BONUS) = $0.75
ICO round 3 $1.03 Plus (3% BONUS) = $1.00
Token distribution:
25% - Pre-ICO
50% - Main ICO
2.5% - Promoters Presale & Bounty
1.5% - NovaLend Team
1% - NovaLend Advisors
20% - NovaLend Program
Funds allocation:
40% - Marketing
30% - Development & Support
10% - Legal Fees
5% - Integration Security & Audits
12% - Sales & Partnerships
3% - Others

NovaLend Roadmap

1
JANUARY 2017

Development of NovaLend Token smart contract

2
MARCH 2017

Development of trading software

3
APRIL 2017

Launch beta version of NovaLend trading software

4
JUNE 2017

Development of internal exchange

5
JULY 2017

Development of lending platform
Development of Binary system

6
AUGUST 2017

Development of Staking wallets
Testing Website features

7
OCTOBER 2017

NLC token whitepaper release

8
DECEMBER 2017

DDOS Protection System Upgrade
NovaLend Smart Contract Deployment

9
JANUARY 2018

Improve website features
Promoters presale
Bounty program
ICO Crowdsale

10
FEBRUARY 2018

Launch internal exchange
Launch Lending, Network Lending and Binary System
Start SuperNova points program

11
MARCH 2018

Launch Staking
List NLC on EtherDelta & CoinExchange

12
APRIL 2018

Launch P2P Lending
Mobile Wallet (iOS, Android)

13
JULY 2018

List NLC on Major Exchanges

14
AUGUST 2018

Open NLC Debit Card
Initiate partnership with Mobile App Devs

15
OCTOBER 2018

Implement SuperNova points into Debit Card
Ecosystems
NovaLend global event in Amsterdam

Social media

NovaLend web-siteNovaLendYouTubeNovaLend TelegramNovaLend TwitterNovaLend Facebook

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