XCARD

What is XCARD

XCARD is an all-in-one digital wallet & the most convenient crypto credit card. It enables you to perform any financial and cryptocurrency transaction in real-time, with no limits. XCARD makes your experience with crypto as easy as FIAT money whether it's your first time, or if you're an advanced user.

XCARD is a part of the Mobilum ecosystem which consists of a wallet, card, exchange & foundation API. All these features combined create a leading “any to any” instant payment platform and point of sale system that integrates crypto and fiat currencies with the most convenient payment methods – cards, wire transfers and wallet to wallet transactions. With XCARD you can pay or receive a payment, the buyer and seller decide which currency they use – independently.

XCARD provides the best execution rate, immediate transaction execution and the lowest fees on the market. Cooperation with VISA and the implementation of new services such as SEPA (Target/TIPS) and SWIFT schemes allows users to benefit from fast and cost effective transfers globally. XCARD’s platform is fully KYC AML compliant and licensed by the financial supervision institutions of Lithuania and Estonia.

XCARDS MISSION IS TO CONNECT FIAT CURRENCIES AND CRYPTOCURRENCIES IN REAL-TIME. WE ARE ENABLING INSTANT PAYMENTS IN ANY CRYPTOCURRENCY FOR THE FIRST TIME, DECREASING THE TOTAL COST OF EACH TRANSACTION AND GUARANTEEING THE MOST FAVOURABLE EXECUTION FOR CUSTOMERS.

SOLUTION

CREDIT CARD

XCARD’s crypto credit card by VISA allows super safe use of any crypto and FIAT assets which can be spent instantly at POS, in e-commerce and for ATM cash withdrawals.

EASY TO USE

The card is available to new users instantly in the form of a virtual card after signing up to XCARD. The card is intended for global multicurrency use. There is no requirement to top up the card in advance.

ONBOARDING

The XCARD onboarding process is easier then opening a bank account. Buying crypto is as simple as paying for coffee. Once onboarded, users can trade instantaneously.

BEST EXECUTION RATE

XCARD aggregates data and liquidity from different sources (exchanges, brokers and own pools). Its side-chain functionality allows for all transactions to be most efficient.

CRYPTO & FIAT

XCARD enables trading with over 200 cryptos , FIAT to crypto and crypto to FIAT conversion directly and instantly. You can use any payment card to buy and spend crypto anytime. Pay or withdraw via any ATM worldwide.

BUY NOW, PAY LATER

Thanks to the XCARD Buy Now Pay Later solution our payment card is the best option for crypto users.