COTI logo



COTI is a payments transaction network supported by a native digital currency. Purpose-built to solve the payments challenges of today, COTI will set the standard for how payments should work in the digital currency era. By combining the best of blockchain technologies with the best of traditional payments, COTI provides buyers and sellers everywhere with the easiest, most cost-effective and most reliable way to pay.

IMPORTANT: By investing in this business you agree to our Disclaimer. All information including our rating, is provided merely for informational purposes. CryptoTotem does not provide investment advice.


Project industryFinance Services & Banking
Product typePlatform


Market Cap
Unable to load chart data.
Click here to try again

What is COTI

 As internet connectivity becomes increasingly pervasive, and as transportation and communication costs decline, buyers and sellers are demonstrating a greater propensity to trade across borders, through online marketplaces and on a peer-to-peer basis. Yet despite the ease with which information, goods and services now flow, payments are still characterized by high fees, low approval rates and high abandonment rates. As a result of the friction imposed by existing payments solutions, the amount of trade occurring in the world today falls far short of its potential — to the detriment of individuals, merchants and the global economy at large.

Bitcoin broke new ground by introducing the world’s first trust-less payments system — a system in which transactions are guaranteed by cryptographic proof rather than by trusted third-party financial intermediaries. And with its greater security, faster settlements, lower fees and greater transparency, Bitcoin provides a glimpse of what the payments solutions of the future may look like.

However, for various reasons, neither Bitcoin nor any of its digital currency peers have garnered widespread adoption in the context of day-to-day payments. When Bitcoin’s pseudonymous creator, Satoshi Nakamoto, intentionally optimized for security, immutability and ‘trust-lessness’ at the expense of usability and scalability, he opened the void for a payments transaction network and digital currency that would later optimize for the common payments needs of typical consumers and merchants.

The COTI team was formed to fill this void. COTI combines the best of traditional payments systems with the best of digital currencies — while working around their respective limitations — to provide a comprehensive payments solution that optimizes for the needs of typical consumers and merchants above all else. With its emphasis on scalability, instantaneity, buyer-seller protections and ease-of-use, and on building trust-based relationships that drive down transaction costs to reach as low as zero, COTI is the payments solution that will propel digital currencies from a place of relative obscurity to the forefront of mainstream adoption.

COTI’s overarching goal is to enable the free-flow of value in the same way that the Internet enables the free-flow of information. To this end, COTI is developing a variety of technologies that will work in concert to provide consumers and merchants everywhere with a vastly improved payments experience. COTI’s development efforts are best understood through three prisms: its network core, its native currency, and its applications and services.

Network core. The key components underpinning COTI’s network include:

  • The Trust Scoring Engine, which automatically assesses the interactions between buyers and sellers over time, assigning each network participant with a unique Trust Score. Trust Scores provide a numerical representation of the relative value that each participant contributes to the COTI network, and are updated dynamically in response to newly-available information. In addition to signalling trustworthiness to prospective counterparties, thereby increasing the propensity for parties to transact, Trust Scores serve as a key driver of transaction fees: high scores are associated with low-to-zero fees, while low scores are associated with comparatively high fees.
  • The Mediation System, which resolves disputes between transacting parties and maintains the integrity of the network. A first of its kind, the system leverages data science, game theory and an independent network of crowdsourced mediators to resolve disputes fairly and efficiently — without prompting a material increase in transaction costs.
  • The Currency Exchange, which provides network participants with a means of moving seamlessly between currencies — both fiat and digital — by aggregating liquidity from internal and external liquidity pools. The exchange is complemented by an automated market-maker which maintains fair and orderly markets in a range of currencies.
  • Native currency. The COTI network’s native currency, abbreviated as XCT, is a digital currency that serves as a means of collecting network fees, as a means of compensating mediators, and as a means of exchange between buyers and sellers. XCT was designed to overcome the scalability challenges associated with incumbent digital currencies, and will excel in common payments scenarios by supporting instant, zero-fee transactions. After first achieving widespread usage in direct network use cases (i.e., fees and mediation), XCT will have a robust foundation on which to become more widely-used as a means of exchange – and to become known as the Currency Of The Internet. XCT’s value will be inextricably tied to the growth of the COTI network.

    Applications & services. COTI is developing a suite of applications and services that will provide individuals, merchants and crowdsourced mediators with seamless connectivity to the COTI network. For consumers, the COTI wallet and virtual debit cards will facilitate the secure storage, transmission, and exchange of digital and fiat funds. For merchants, the COTI processing solutions will facilitate the acceptance of payments in a variety of fiat and digital currencies at substantially lower processing fees. And for mediators, the COTI mediator client will enable mediators to contribute to, and be compensated for, the successful resolution of transaction disputes.

    COTI is laying the licensing foundations that will enable it to comply with existing regulations, both as a payments network and as a currency exchange. With respect to XCT and the handling of digital currencies more generally, the COTI team welcomes greater regulatory clarity and believes digital currency-specific frameworks will serve as a catalyst for the mainstream adoption of digital currencies. For this reason, COTI has entered dialogues with regulators globally to help shape their respective frameworks. In the interim, COTI is adopting banking industry compliance standards to ensure that its digital currency-related activities do not serve as a conduit for money-laundering or other illicit activity.

    The COTI team includes veterans of the payments, cryptography, asset management and banking domains – with experience ranging from, and PAY.COM, to Investec Bank, BlackRock and HSBC. The team has set ambitious development targets and is on track to launch the first phase of the COTI network in the first quarter of 2018. Thereafter, COTI will build on its robust technical foundations to continue making payments universally easier, more cost-effective and more trusted for the benefit of buyers and sellers everywhere. Ultimately, COTI will make more trade possible by enabling the free-flow of value in the same way that the Internet enables the free-flow of information.


    Public sales: Jun 01, 2019 - Jun 14, 2019
    Hard cap: 30,000,000 USD
    Raised: 15,000,000 USD


    Blockchain Platform: Trustchain
    Country limitations: Afghanistan, Bosnia and Herzegovina, Central African Republic, Cuba, Democratic Republic of the Congo, People's Republic of China, Eritrea, Ethiopia, Guinea-Bissau, Israel, Iran, Iraq, Libya, Lebanon, Somalia, South Sudan, Sudan, Syria, Uganda, United States, Vanuatu and Yemen
    Registration country: Gibraltar
    Registration year: 2017
    Office address: 57/63 LINE WALL ROAD, GIBRALTAR, GX11 1AA


    Social media: 75%
    Bitcoin talk signature campaign: 25%

    Token info

    Ticker: COTI
    Type: Utility-token
    Token standard: ERC-20
    Token price in USD: 1 COTI = 0.2 USD
    Accepted currencies: ETH, BTC, USD
    Token distribution:
    42% - Token Sale – Private, Pre, Public
    10% - Founders, Team, Early Backers, Advisors
    6% - Partners' network
    7% - Validators' incentives
    11% - Token liquidity for market making
    9% - Opening balance for the Reserve Credit Fund
    12.5% - Incentive programs for Merchants and Users
    2.5% - Community grants and partnerships
    Funds allocation:
    10% - Legal and Compliance
    25% - R&D
    16% - Marketing
    12% - Merchant Services
    10% - Reserve
    10% - Market-Maker
    7% - COTI Fund
    10% - Operational Expenses

    Offices on the map

    COTI Roadmap

    Q2 2017

    Foundation and R&D.

    Q3 2017

    Consensus White Paper release.

    Q1 2018

    Onboarding Design Partners.
    T1 Token sale - $15M.

    Q3 2018

    Alpha release trustchain.

    Q4 2018

    Onboarding partners
    Test net release.

    Q1 2019

    Main Net
    COTI coins minting.

    Q2 2019

    First partners applications roll out.

    Q3 2019

    Advanced partners applications roll out.

    Project team

    Shahaf Bar-Geffen
    Shahaf Bar-Geffen
    Shahaf Bar-Geffen linkedin
    Eli Hallufgil
    Eli Hallufgil
    Technology team leader
    Eli Hallufgil linkedin
    Yoni Neeman
    Yoni Neeman
    Software Engineering
    Yoni Neeman linkedin
    Anton Suslonov
    Anton Suslonov
    Data Science
    Anton Suslonov linkedin
    Yair Lavi
    Yair Lavi
    Yair Lavi linkedin
    David Assaraf
    David Assaraf
    David Assaraf linkedin
    Samuel Falkon
    Samuel Falkon
    Co-founder, VP business development
    Samuel Falkon linkedin
    Tamar Drachli
    Tamar Drachli
    Tamar Drachli linkedin
    Dr. Nir Haloani
    Dr. Nir Haloani
    Dr. Nir Haloani linkedin
    Efrat Bar-Lev
    Efrat Bar-Lev
    VP marketing
    Efrat Bar-Lev linkedin
    Guy Klajman
    Guy Klajman
    Guy Klajman linkedin
    Costa Chervotkin
    Costa Chervotkin
    Product Manager
    Costa Chervotkin linkedin
    Yaniv Dadon
    Yaniv Dadon
    Software developer
    Yaniv Dadon linkedin
    Zalman Goldstein
    Zalman Goldstein
    Software engineer
    Zalman Goldstein linkedin
    Ben Elnekave
    Ben Elnekave
    Software Engineer
    Ben Elnekave linkedin
    Anna Bocharov
    Anna Bocharov
    Anna Bocharov linkedin
    Oriane Maire
    Oriane Maire
    Oriane Maire linkedin
    Albert A. Levi
    Albert A. Levi
    Albert A. Levi linkedin
    Yohai Agami
    Yohai Agami
    Software Developer
    Yohai Agami linkedin
    Niv Abramovich
    Niv Abramovich
    VP product
    Niv Abramovich linkedin
    Shani Patael
    Shani Patael
    Front end developer
    Shani Patael linkedin
    Kirill Chudinov
    Kirill Chudinov
    Software engineer
    Kirill Chudinov linkedin
    Shani Assaraf
    Shani Assaraf
    Project manager
    Shani Assaraf linkedin


    Dr. Matt McBrady
    Dr. Matt McBrady
    Former CIO & MD BlackRock
    Dr. Matt McBrady linkedin
    Steven Heilbron
    Steven Heilbron
    Former CEO Investec
    Avi Chesed
    Avi Chesed
    (Co-Founder) CEO
    Avi Chesed linkedin
    Jon Avganim
    Jon Avganim
    (Co-Founder) President
    Jon Avganim linkedin
    Sebastian Stupurac
    Sebastian Stupurac
    Blockchain Funding Expert
    Sebastian Stupurac linkedin
    Stas Oskin
    Stas Oskin
    Blockchain Expert
    Stas Oskin linkedin
    Prof. Martin Fochmann
    Prof. Martin Fochmann
    Professor University of Cologne
    Prof. Martin Fochmann linkedin
    Dr. Stephan Wessel
    Dr. Stephan Wessel
    CEO Arcana Capital
    Dr. Stephan Wessel linkedin
    Dr. Stefan Hlawatsh
    Dr. Stefan Hlawatsh
    CEO Skybridge Investment
    Greg Kidd
    Greg Kidd
    Greg Kidd linkedin
    Lindsey Maule
    Lindsey Maule
    CEO, Luna Capital
    Lindsey Maule linkedin
    Dr Zvi Gabay
    Dr Zvi Gabay
    Partner, Barnea & Co.
    Dr Zvi Gabay linkedin
    Nimrod Lehavi
    Nimrod Lehavi
    Co-founder and CEO, Simplex
    Nimrod Lehavi linkedin
    Kevin O’Hara
    Kevin O’Hara
    Group CIO, Tulla Private Equity Group
    Kevin O’Hara linkedin
    Alex Yamashita
    Alex Yamashita
    Partner TLDR
    Eugene Kan
    Eugene Kan
    Partner TLDR
    Ran Neu-Ner
    Ran Neu-Ner
    Founder, Onchain Capital
    Ran Neu-Ner linkedin

    Social media

    COTI web-siteCOTI RedditCOTI MediumCOTIYouTubeCOTI TelegramCOTI BTCTalkCOTI LinkedInCOTI TwitterCOTI FacebookCOTI DiscordCOTI SlackCOTI Github

    User rating:

    4/5 ( 3 )

    COTI rating

    Claim admin rights for this project
    ICObench3.8 / 5COTI (COTI) icobench
    ICOholder3.9 / 5COTI (COTI) icoholder
    ICObench9.1 / 10COTI (COTI) icomarks
    COTI in BTC price

    COTI Price


    Market Cap

    Market Cap Dominance

    Trading Volume

    Volume / Market Cap

    24h Low / 24h High

    7d Low / 7d High

    Market Cap Rank

    All-Time High

    All-Time Low

    COTI/Bitcoin Ratio


    How To get a verified Project status

    To pass the verification you need to place a our logo on the main page of your website and make an announcement of the listing in your social network accounts. Send us the email in reply with confirmation of the link placement.

    Height: 50 px
    Width: 160 px

    Leave a Reply

    Your email address will not be published. Required fields are marked *

    Top-Rated Crypto Projects

    PointPay bountyPointPay (PXP) Verified
    PointPay (PXP) logo
    PointPay (PXP)
    First Worldwide Working Crypto Bank Ready and Live, Live Working Fiat Exchange, Live Working Fiat Wallet, and Live Payment System, Debit and Credit Cards.
    Start ICOJul 22, 2019
    End ICOJul 22, 2021
    Goal$ 30,000,000
    2local (L2L) Verified
    2local (L2L) logo
    2local (L2L)
    2local is an innovative blockchain-powered platform that encourages sustainability and prosperity for everyone in the world. It provides a convenient market pla ...
    Start IEOFeb 11, 2020
    End IEOMay 31, 2020
    Goal$ 1,000,000
    SaTT bountySaTT Not Verified
    SaTT logo
    The SaTT is an ERC20 token created to facilitate advertising transactions with a smart contract. Instant transactions, safe and functional. No more late paymen ...
    Start ICOMay 01, 2018
    End ICODec 31, 2020
    Goal$ 28,560,000
    MONNOS (MNS) IEO Not Verified
    MONNOS (MNS) IEO logo
    Monnos is an all in one crypto APP where everyone can create, share and sync strategies of crypto assets, and everybody can earn with it. We offers exchange, wa ...
    Start IEODec 03, 2019
    End IEOMay 31, 2020
    GoalNot Set