Disclaimer & User Warranties

By using Cryptototem.com, you confirm that you have read the Terms & Conditions and Privacy Policy, that you understand them and that you unconditionally agree to be bound by them. You acknowledge further that you understand and accept cryptototem.com’s Disclaimer and declare that the warranties you make by using the website are absolutely truthful.

Cryptototem.com does not provide investment, financial, or legal advice. This website cannot substitute for professional advice and independent factual verification. The content provided on this website is for informational purposes only and to use it you must accept Cryptototem.com terms and conditions, disclaimers and offer the below-mentioned warranties.

You Undertake to Conduct Your Own Research

Cryptototem.com’s content is intended to be used and must be used for informational purposes only. It is of the utmost importance to do your own research and analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional in connection with, or independently research and verify, any information that you find on CryptoTotem.com and wish to rely upon, whether for the purpose of making an investment decision or otherwise.

Does Not Offer Investment Advice or Brokering Services

Cryptototem.com is neither an investment advisor nor an investment broker. No content on the website constitutes – or should be understood as constituting – a recommendation to enter in any securities transactions or investment, nor an endorsement, recommendation or rating of any project or investment. We do not provide personalized recommendations or views as to whether a project or investment approach is suited to the financial needs of a specific individual.

Does Not Offer Tax Advice or Legal Advice

Cryptototem.com does not offer accounting services or advice. We are neither accountants nor lawyers. No content on the website constitutes – or should be understood as constituting – legal or tax advice. We do, therefore, recommend that you should seek independent advice by engaging a licensed professional.

User Warranties

You warrant that you undertake to ensure to the best of your knowledge and belief and after due diligence; that no money laundering or other unlawful act is committed in connection with the using of the Cryptototem.com and further that no proceeds of any money laundering activities are used to invest in ICO’s published on Cryptototem.com. Your further ensure that you are – and shall always be – compliant with all applicable anti-money laundering regulations at all times. In addition, you warrant that you will not, in connection with using Cryptototem.com, transfer anything of value, directly or indirectly, to any government official, employee of a government-controlled company, political party, or other private (non-government) persons or entities working on behalf of any government in order to obtain any improper benefit or advantage. You further warrants that no money paid to you as compensation or otherwise has been or will be used to pay any bribe or kickback in violation of all applicable laws.

Liability

Accordingly, Cryptototem.com will not be liable, whether in contract, tort (including negligence) or otherwise, in respect of any damage, expense or other loss you may suffer arising out of such information or any reliance you may place upon such information. You should verify any information that you find on our website that you wish to rely on, whether for investment decisions or otherwise.

Awareness of Risks

You warrant that you understand that cryptocurrency token and initial coin offering (ICO) projects are inherently highly risky and extremely speculative. They are unregulated, in an early stage of development, with experimental software and business models, no governmental protection of your investment, dramatic price volatility, the strong potential for inadequate documentation, and a high risk of fraud.

You should only invest in cryptocurrency token or ICO projects if you have substantial technical knowledge and understand the specifics of the offering. Careful due diligence should be undertaken on the projects, network, tokens, and team behind any token sale or ICO. You must understand that your and others’ investments may not result in a useable or valuable token and you may lose the entire value of your investment.

The token sales discussed on the Cryptototem.com website have not been reviewed by any regulatory authority.

The regulatory authorities have not confirmed the accuracy or determined the adequacy of the token sales offering documents. Any representation to the contrary is a criminal offense.

Tokens may constitute securities pursuant to applicable security laws.

Tokens may not be appropriate for, or offered to, investors residing in the United States. The Securities and Exchange Commission (SEC) has warned investors residing in the United States that token sales may constitute securities, and by investing in tokens, investors may be purchasing unregistered securities offerings. US investors who invest in may be unable to recover any losses sustained in the event of fraud or theft.

You are encouraged to consider the advice of and warnings about the significant risks of this sector (including the risk of loss of value and fraud) published by the following jurisdictions:

USA
  1. https://www.sec.gov/oiea/investor-alerts-and-bulletins/ib_coinofferings
  2. https://www.sec.gov/oiea/investor-alerts-and-bulletins/ia_icorelatedclaims
  3. https://www.sec.gov/news/public-statement/statement-clayton-2017-12-11
  4. https://www.sec.gov/news/public-statement/statement-potentially-unlawful-promotion-icos
Canada
United Kingdom
Europe
China

These links are given by way of example, please make sure that you have found and learnt the position of the regulatory authority in your jurisdiction.