What to check before choosing a crypto payment gateway
This list covers crypto payment gateways businesses can use to accept payments on a website, in checkout, or through invoices and payment links. It is most useful for ecommerce teams, crypto project, blockchain startup, SaaS businesses, marketplaces, and global merchants comparing setup, settlement, and supported payment flows.
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Gate.io | CoinGate is a regulated cryptocurrency payment gateway founded in 2014, enabling businesses to accept, manage, and send digital asset payments worldwide. Operating under EU regulatory standards, the company provides secure and compliant infrastructure that bridges traditional finance with blockchain-based transactions.
CoinGate offers an all-in-one platform where merchants can accept Bitcoin, stablecoins, and other cryptocurrencies, with optional automatic conversion to fiat currencies like EUR or USD to reduce volatility. The system supports global payments, allowing businesses to reach customers worldwide and process transactions seamlessly. The platform includes a user-friendly dashboard for managing balances, tracking payments, and generating financial reports. It also provides flexible integration options such as APIs, payment buttons, and plugins for popular e-commerce platforms, ensuring easy implementation. With features like real-time settlements, multi-asset support, and compliance with AML and KYC standards, CoinGate helps businesses streamline crypto payments and scale internationally. |
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MixPay | MixPay, a Web3-based payment gateway and processor that provides a secure and flexible crypto payment solution.
MixPay offers the following benefits:
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Coinremitter | Coinremitter offers many features that can be used by both small and large businesses to accept payment in crypto. It supports multiple cryptocurrencies and gives different options to accept payments. APIs, plugins, invoices, and widgets are various options that businesses can use. The setup process is quite straightforward, and since there is no KYC requirement, users can get started without going through document verification, which makes it more accessible globally.
The platform also has internal crypto wallets and instant payment notifications (webhook). These features make transaction management quite easy. Businesses can directly receive funds in their internal wallets and then transfer them to an external wallet. This flow helps minimize mediators in the transaction process for faster and more affordable transactions Another reason many businesses prefer Coinremitter is its low processing fees. It is just 0.23%, which reduces your transaction costs and increases profit margins without affecting the competitive pricing. |
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Nicky | Nicky gives businesses a straightforward way to accept cryptocurrency payments without being locked into a specific setup.
One of the core ideas behind Nicky is flexibility. They are wallet-agnostic, so merchants can use their own wallets instead of being forced into a custodial solution. That means they stay in control of their funds while still offering a smooth payment experience to their customers.Nicky support a wide range of cryptocurrencies and focus on making the payment flow feel familiar and reliable for both businesses and end users. Payments are confirmed quickly, and merchants can choose whether to keep funds in crypto or convert to fiat. The optional conversion to fiat is handled via the exchange connected to the merchant’s wallet. Nicky initiates and monitors this process, allowing for automated conversion and withdrawal to fiat and, where available, transfer to a linked bank account, without taking custody of funds.Nicky also provides a range of plugins for e-commerce platforms and provisioning systems, supporting integration into existing setups. These include WooCommerce (WordPress), Duda, WHMCS and UpMind, with Shopify support expected soon, alongside additional integrations in development.They have kept onboarding simple, pricing transparent, and the product focused on real-world use. The goal is to make crypto payments something businesses can actually rely on – not just experiment with. |
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Sheepy | Sheepy provides a full-stack cryptocurrency payment solution tailored for online businesses operating globally. The platform supports multiple digital assets and enables merchants to accept crypto payments with optional auto-conversion to stablecoins or fiat settlement.
Sheepy also offers mass payout solutions for businesses distributing funds across multiple recipients – ideal for affiliate programs, trading platforms, marketplaces, and gaming operators. The API-first architecture ensures seamless integration, while dedicated plugins for WooCommerce and PrestaShop simplify onboarding for e-commerce businesses. Crypto-to-crypto conversion keeps funds flexible, while a focus on compliance, security, and transparency ensures reliable payment infrastructure for companies scaling within the crypto economy. |
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KuCoin Pay | KuCoin Pay is an innovative Web3 payment solution launched by KuCoin, a trusted global cryptocurrency exchange serving over 40M users. It offers a seamless, secure, and cost-effective way to facilitate cryptocurrency transactions for both payers and merchants. With zero gas fees for off-chain payments, KuCoin Pay empowers businesses to expand their reach, streamline operations, and drive crypto adoption in retail and beyond.
Key features:
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Binance Pay | Binance Pay is a contactless, borderless, and secure crypto payment solution designed by Binance. Spend with crypto at merchants or send crypto to friends and family worldwide.
Key features:
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Bybit Pay | Bybit is a global cryptocurrency exchange offering trading, derivatives, and financial services for retail and institutional users. As part of its ecosystem, Bybit provides Bybit Pay, a crypto payment solution designed to make digital transactions simple, fast, and secure.
Brief overview of services:
Bybit Pay allows both users and businesses to use crypto for everyday payments, extending Bybit’s functionality beyond trading into practical digital commerce. |
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Crypto.com Pay | Crypto.com is a global cryptocurrency platform providing financial services, including payments, trading, and digital asset management. Through its dedicated solution, Crypto.com Pay, the company enables businesses to accept cryptocurrency payments in a fast, secure, and user-friendly way.
Crypto.com Pay is a payment gateway designed for merchants who want to accept crypto both online and in-store. It supports a wide range of cryptocurrencies and allows instant settlement, with options to receive funds in crypto or convert them into fiat currencies such as USD or EUR. The platform offers seamless integration through APIs, hosted checkouts, and plugins for popular e-commerce platforms like Shopify and WooCommerce. Transactions are processed quickly, often within seconds, providing a smooth experience for both businesses and customers. Additional features include zero transaction fees in many cases, global accessibility, and built-in tools to manage payments efficiently. Overall, Crypto.com Pay helps businesses expand their payment options and reach a broader, crypto-enabled audience. |
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CoinGate | CoinGate is a regulated cryptocurrency payment gateway founded in 2014, enabling businesses to accept, manage, and send digital asset payments worldwide. Operating under EU regulatory standards, the company provides secure and compliant infrastructure that bridges traditional finance with blockchain-based transactions.
Crypto payments gateway:
Payouts:
Conversion:
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Calypso Pay | Calypso Pay provides crypto and fiat-to-crypto payment processing for merchants from around the world.
They work with all types of businesses, whether it is low-risk, classic e-commerce, or high-risk/adult. Calypso has been on the market for more than 8 years and gained colossal experience in handling and processing non-standard situations in payments. Their product is super flexible and build primarily to meet all payment needs – from single crypto invoices and subscription billings to mass payouts and flexible commission distribution system. |
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PassimPay | PassimPay is a full-scale crypto ecosystem, founded in 2022 to make working with digital assets simple and stable.
At PassimPay, users work with a real specialist who literally leads them every step of the way, from the initial setup to every successful transaction. Their dedicated managers, support team, and technical staff create the feeling of an in-house crypto ecosystem. |
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CryptoCloud | CryptoCloud is a cryptocurrency payment gateway that enables businesses to accept payments in Bitcoin, Ethereum, Tether, Toncoin, and many other digital assets, with the list constantly expanding.
It allows fast integration of crypto payments into online services, e-commerce stores, online schools, and Telegram bots through API, Host2Host (H2H), HTML widgets, or ready-made CMS modules. Fast moderation make it possible to start accepting payments within hours. The standard fee is 1.9%, with custom rates from 0.4% for high-volume projects. Funds are available for withdrawal immediately after payment confirmation, with no holds or delays. CryptoCloud also provides an intuitive dashboard, responsive technical support, strong encryption, DDoS protection, secure cold wallet storage, and regular feature updates to meet business needs. |
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Inqud | Inqud is a regulated crypto & fiat payment infrastructure provider licensed under EU MiCA. They help crypto platforms, iGaming operators, and fintech companies accept payments without the usual banking headaches — blocked accounts, high fees, chargebacks.
Fiat On-Ramp – allows users to buy crypto using cards or bank transfers directly on your platform. Provides a smooth user experience, quick settlement, and built-in AML compliance. Crypto Acquiring – adds a payment button to the website. Users can pay from any exchange wallet (Binance, Coinbase, etc.) – no MetaMask required. Supports BTC, ETH, USDT, and USDC. Zero chargebacks. Crypto Recurring enables subscription billing in crypto. Users connect their wallet once, set a limit, and are automatically charged each period. Ideal for SaaS, gaming top-ups, and memberships. |
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Bankoro | Bankoro.io is a crypto payment provider that helps businesses start accepting cryptocurrency from their customers. Accepting payments from 0.2%. Payout 0%.
Conversion at the Binance and ByBit exchange rates. Auto-conversion of USDT 0%. Personal manager and integration and 24/7 support. Advantages of Bankoro:
Security: Licenses from the UAE and Serbia; Cold storage of assets; Two-factor authentication; Quick refund of suspicious funds. |
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Cryptomus | Cryptomus is a multifunctional platform designed for both personal and business use. Its payment gateway is a secure and easy-to-use solution for accepting crypto payments, suitable for various businesses – from e-commerce stores and retailers to service providers.
Key Features:
Their gateway can be used on a desktop or on the go—via the Android app. |
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NOWPayments | NOWPayments is a global cryptocurrency payment gateway that makes it easy and safe for businesses and individuals to accept both crypto and fiat payments. It offers 350+ cryptocurrencies and 40+ fiat options. The fees are as low as 0.5% for transactions with the same currency and 1% when auto-conversion is applied. NOWPayments’ ready-to-use solutions allow businesses to expand their customer base and grow with the power of crypto.
NOWPayments offers the following services:
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Paymento | Paymento is a non-custodial crypto payment gateway allowing merchants to accept cryptocurrencies directly to their own wallets. Unlike custodial and centralized crypto payment gateways that stay as middlemen between buyers and sellers, Paymento prefers a wallet-to-wallet model to give merchants control, instant settlement, and reduced compliance burden.
Getting started with Paymento is easy! just set up your store and connect your own wallet, then install ready-to-use plugins for popular e-commerce platforms like WooCommerce, Shopify, WHMCS, and OpenCart, or use AI agents or your dev team to integrate the API for building custom solutions. Paymento supports multiple blockchains and stablecoins, enabling merchants from everywhere to accept crypto. But Paymento is more than just a checkout tool. Beyond accepting payments, it covers payment links, subscriptions, embedded wallets, and payment rails built for AI agents – things that most crypto gateways haven’t touched yet. Whether you run a store, a SaaS, a marketplace, or a Web3 project, Paymento gives you the infrastructure to accept crypto the way you actually want: with full flexibility and ownership over your funds. |
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CCPayment | CCPayment is an EU-licensed cryptocurrency payment solution that empowers businesses to accept over 900 cryptocurrencies at market-leading rates. Thanks to their robust infrastructure and own full nodes, they deliver lightning-fast transactions, immediate notifications, and a highly secure, seamless payment experience with the lowest fees available.
CCPayment provides a highly secure, automated crypto payment infrastructure designed for seamless business integration. Operating on their own full nodes, they offer comprehensive APIs for deposit, withdrawal, and swap operations. The platform empowers merchants to automate financial workflows through Auto Swap, which instantly converts volatile cryptocurrencies into stablecoins, and Auto Withdrawal for efficient, hands-free fund routing to designated addresses. For enterprise-grade safety, they also support custom Withdrawal Approvals requiring authorized sign-offs for large transactions, along with advanced Role Management for streamlined team collaboration. |