Published: May 21, 2025

MultichainZ (CHAINZ)

Website

Status

IDO

MultichainZ is the first omnichain credit protocol that enables users to borrow against yield-bearing real-world assets, with offset borrowing costs and seamless cross-chain liquidity access combining the best of TradFi and DeFi.

Whitepaper

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Interest lvl

Updated: May 23, 2025

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User Rating

Medium

3/5 • 1 votes

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Ticker

CHAINZ

Type

Utility-token

Token standard

ERC20

Registration year2022

Ecosystems

Base

Arbitrum

What is MultichainZ

MultichainZ is the omnichain credit solution that empowers users to borrow against real-world, yield-bearing assets with capital-efficient and cross-chain liquidity. MultichainZ offers fast, transparent, and efficient borrowing without any intermediaries.

By bridging Traditional Finance (TradFi) and Decentralised Finance (DeFi), MultichainZ unlocks seamless access to liquidity across multiple blockchains while maintaining exposure to real-world yields. The protocol eliminates the inefficiencies of fragmented liquidity, enabling users to leverage their assets across ecosystems without the need for constant bridging or unwrapping.

MultichainZ Roadmap

Milestones Completed

Testnet Completion (Phases 1–3)

Thousands of users onboarded and iterated with community-driven feedback loops.

Public Mainnet Completion (Phase 1-2)

Millions of interactions on a day-to-day basis with testnet dApp

veCHAINZ Model Development

Governance tokenomics built around long-term alignment and sustainable rewards.

RWA Lending Engine Prototype

Yield Offset Engine architecture for real-world asset integrations validated and stress-tested.

Q2 2025 – Mainnet Launch

Core MultichainZ protocol goes live on Plume, enabling lending, borrowing, and veCHAINZ governance.

Q3 2025 – Isolated Lending Pools

Permissionless pool creation with siloed risk design.

Q3–Q4 2025 – Points Market & Yield ZAPs

Gamified engagement and 1-click optimised yield strategies integrated with veCHAINZ boost logic.

Q4 2025 – Expansion of RWA Lending

Launch of the Yield Offset Engine, scaling RWA vaults to create sustainable fixed income flows.

Q4 2025 – Fixed-Rate Borrowing & Onchain Bonds

Predictable debt products and fixed-term bond primitives introduced to expand risk-managed credit rails.

Q1 2026 – Institutional MVP

Launch of enterprise-grade lending framework with tailored compliance & credit features.

Q2 2026 – Fully Autonomous Governance

Deployment of self-executing governance via veCHAINZ, allowing the community to steer all major protocol upgrades.

Q3 2026 – Institutional Lending Launch

Open onboarding of real institutions into the MultichainZ ecosystem with bespoke lending products and pooled underwriting.

2026 – Underwriting Layer & Predictive Risk Engine

Community-governed, slashing-secured credit risk model powered by machine learning signals.

Q1 2027 – Secondary Markets for Private Credit

Onchain infrastructure for trading fixed-income assets, tokenised bonds, and RWA claims

Token Sale Dates

Restrictions

Residents of the following countries are prohibited from participating
Afghanistan, Angola, Bahamas, Bosnia and Herzegovina, Botswana, Burundi, Cambodia, Cameroon, Canada, Chad, China, Congo (Congo-Brazzaville), Cuba, Democratic, Republic of the Congo, Eritrea, Ethiopia, Ghana, Guinea, Guinea-Bissau, Haiti, Iran, Iraq, Laos, Libya, Madagascar, Mozambique, Nicaragua, North Korea, Pakistan, Serbia, Seychelles, Somalia, South Sudan, Sri Lanka, Sudan, Syria, Tajikistan, Trinidad and Tobago, Tunisia, Turkmenistan, Uganda, United States of America, Uzbekistan, Vanuatu, Venezuela, Yemen, Zimbabwe.