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Otppay (OTP)


OTPPAY is an “Omni Token Platform for Payments”, the Blockchain powered Wallet (Buy | Sell | Exchange & Pay).

IMPORTANT: By investing in this business you agree to ourDisclaimer. All information including our rating, is provided merely for informational purposes. CryptoTotem does not provide investment advice.

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Project industryFinance Services & Banking
Product typeApp
WhitepaperOtppay White Paper Open

What is Otppay

OTPPAY will be the platform in which all major crypto assets can be bought, traded and make payments to the merchants at low fees and escrow based. The pain point of crypto to fiat conversion by the merchant is bridged. 

Artificial intelligence and machine learning based order / transaction matching engines will convert any cryptocurrency to OTPPAY tokens and OTPPAY tokens to fiat currency just in time.


Pre-sales: Mar 05, 2018 - Apr 03, 2018
Public sales: Apr 04, 2018 - Jun 02, 2018
Pre-sale token supply: 60000000
Token supply: 540000000
Soft cap: 1,250ETH
Hard cap: 42,075,300 USD(fiat)
Raised: 1,344,700 USD


Bounty: 6%
Translation: 20%
Social media: 50%
Bitcoin talk signature campaign: 30 %

Token info

Ticker: OTP
Type: Utility-token
Token standard: ERC-20
Token price in USD: 1 OTP = 0.04733 USD
Token price in ETH: 1 Token = 0.000125 ETH
Accepted currencies: ETH
Bonus program:
In Pre Sale - 1ETH = 16,000 Tokens + Bonus (20%)
In Stage I ICO - 1 ETH = 8,000 Tokens + Bonus (15%)
In Stage II ICO - 1 ETH = 8,000 Tokens + Bonus (10%)
Note: 5% referral bonus for all participants.
Token distribution:
60% - ICO Token Supply
20% - OTP Reserved
11.1% - Bonus & Referral
7% - Private Investors
1.9% - Employee & Public Contributors
Funds allocation:
40% - Engineering & Development
15% - Operational expenses
12% - Marketing & promotional
10% - Partner engagement
10% - Banking Licences & Approvals
10% - Legal
3% - Miscellaneous

Otppay Roadmap

Q1-Q2, 2018

Launching ICO and obtaining cryptocurrency wallet & exchange license.

Q2-Q3, 2018

Launching beta version of OTPPAY application. Framing automated eKYC verification system & issuing debit cards.

Q3-Q4, 2018

Obtaining banking license & forming liquidity pool in USA, EUROPE & ASIA.

Q1-Q2, 2019

Launching AI & ML power request Matching Engine along with predictive data analytics.

Q2-Q3, 2019

Launching merchant lending platform with credit analyzer engine.

Q3-Q4, 2019

Expanding our footprints to the Middle East and achieving a target of onboarding million merchants.

Q1, 2020

Launching Community Driven Crypto Negative Database.


Much more to Achieve.

Project team

Lalith Babu
Lalith Babu
Founder and CEO
Lalith Babu linkedin
Vijaykumar Rajan
Vijaykumar Rajan
Technical Project Manager
Vijaykumar Rajan linkedin
Akriti Dhar
Akriti Dhar
Smartcontrat Developer
Akriti Dhar linkedin
Sivaram Yogesh
Sivaram Yogesh
Application Developer
Sivaram Yogesh linkedin
Aravind Rajagopal
Aravind Rajagopal
UI/UX Developer
Aravind Rajagopal linkedin
Vengatesan Murali
Vengatesan Murali
Blockchain Developer
Vengatesan Murali linkedin
Sangeetha Selvaraj
Sangeetha Selvaraj
Nodejs Developer
Sangeetha Selvaraj linkedin
Manjuladevi Jeganathan
Manjuladevi Jeganathan
Nodejs Developer
Manjuladevi Jeganathan linkedin
Vasanthakumar Sethu
Vasanthakumar Sethu
Blockchain Developer
Vasanthakumar Sethu linkedin
Vinoth Shanmugam
Vinoth Shanmugam
Application Developer
Vinoth Shanmugam linkedin
Sivaramyogesh Manimaran
Sivaramyogesh Manimaran
Application Developer
Sivaramyogesh Manimaran linkedin
Pradeep Venkatapathy
Pradeep Venkatapathy
Test Engineer
Pradeep Venkatapathy linkedin
Bharath Arun
Bharath Arun
Business Development Manager
Bharath Arun linkedin


Vladimir Nikitin
Vladimir Nikitin
Vice-president of Blockchain startup CryptoPromo
Vladimir Nikitin linkedin
Jen Buakaew
Jen Buakaew
CEO CLOUT Network, Advisory Board- New Money Systems at Lifeboat Foundation..
Jen Buakaew linkedin
Rumen Slavchov
Rumen Slavchov
Chief Relationship Officer + Sales Manager + ICO Marketing
Rumen Slavchov linkedin
Jaspal Singh
Jaspal Singh
Chief Advisor to Secretary General
Jaspal Singh linkedin
Nikolay Shkilev
Nikolay Shkilev
Entrepreneur + CEO + ICO Advisor + Crypto enthusiast + Blockchain expert + ICObench expert + Mentor
Nikolay Shkilev linkedin

Social media

Otppay web-siteOtppay RedditOtppay MediumOtppayYouTubeOtppay TelegramOtppay BTCTalkOtppay LinkedInOtppay TwitterOtppay Facebook

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