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Paycent (PYN)


A mobile e-wallet that can be funded by both cryptocurrencies with high liquidity and fiat currencies.

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Project industryFinance Services & Banking
Product typeCryptocurrency

Technical details

ERC-20 token standard


Market Cap
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What is Paycent

Paycent is a global mobile dual e-wallet that can be funded by digital currencies (e.g. Bitcoin, Ether, Litecoin) with high liquidity and fiat currencies within the same mobile application. This allows the digital currencies holders multiple avenues of spend and straddle the world of fiat and digital currencies. By having integrated fiat and digital currency mobile wallets, plus the option of having a debit card linked to Paycent, this opens 200 countries and 36 million points that Paycent is accepted. The full ecosystem of Paycent and Paycent mPOS allows payments for daily household spend such as utilities, cable and Telco airtime. All conversions from digital currencies to fiat will be done in realtime.

Our USP’s and Competitive Advantage in the Market

Paycent, a digital currency wallet and an extension of our Paycent fiat wallet, will bridge the gap and create a complete fiat and digital currency ecosystem. As Paycent is a live working product, we have an established network and a continuously expanding fiat ecosystem. We have secured regulatory licenses and are also currently in partnership talks with several governments, banks, and companies to create an even larger ecosystem for Paycent and Paycentos. We have already made successful strides in the application and we are fully committed in improving the wallet.

One of the current limiting factors of digital currencies is that, although the ecosystem is growing, there is a lack of avenues of spending it in everyday life. With the Paycent app, a user can pay for his utilities and make purchases with digital currency within the dual e-wallet. Because of our seamless integration, we have increased the channels that digital currency can be used.

With the seamless integration between the dual e-wallets within Paycent, all digital currency conversion to fiat will be done in realtime with a live exchange rate shown. This can eliminate fears and doubts of mainstream audiences to venture into digital currency, because once digital currency is converted, it will be reflected in their Paycent fiat e-wallet immediately.

With Paycent e-wallet app, the unbanked will have easy access to our merchant ecosystem and bill payments with a simple iOS or Android app. This inclusion allows the masses to participate in digital world with our network of clients and even a branded debit card that has over 200 million points including ATM withdrawals. With Paycent, we are helping to push the unbanked to the forefront of currency freedom with the ease of exchanging fiat money into digital currency with a singular app and vise versa to spend it on daily essentials. The wallet allows financial inclusion to huge population that otherwise would be left behind in the push to a cashless society.


Pre-sales: Oct 12, 2017 - Oct 30, 2017
Public sales: Nov 02, 2017 - Nov 30, 2017
Total tokens for sale: 100,000,000 PYN
Hard cap: 450,000 ETH
Raised: 17,797,125 USD


Blockchain Platform: Ethereum
Registration country: Singapore
Registration year: 2016
Office address: Suite 1504, Asia Square Tower 1 8 Marina View 018960 Singapore

Token info

Ticker: PYN
Type: Utility-token
Token standard: ERC-20
Dividends: 33% Of The Aggregate Exchange Rate Revenue Will Be Distributed To All PYN Holders Quarterly. Tokens WorthM
33% Of Loan Interest Rate Collected Disbursed Quarterly.
Token price in ETH: 1 PYN = 0,001,667 ETH
Accepted currencies: ETH
Token distribution:
60% - Token Holder
19% - Reserve
10% - Project Team
10% - Education and Research
1% - Bounty

Offices on the map

Paycent Roadmap

Q4 2016

Development of Paycent app, our fiat wallet

Q1 2017

Application of money license for Singapore HK and PH

Q3 2017

API development planning for Paycentos and Paycent with an abstraction layer

August 21, 2017

Launch of Paycent app in App store and Play store

November 2, 2017

Token sale

November 30, 2017

Close of token sale

Q4 2017

Launch of Paycentos Partnership with Expansion of Paycent to GCC countries

Q1 2018

Launch of Paycent mPOS with dual fiat and cryptocurrencies and onboarding of over 30 real estate developers to use Paycentos as their payment channels for rentals

Q2 2018

Development of API integration with institutions, hotels and retail/ecomm for Paycent mPOS Working on Paycent Exchange in Dubai

Q3 2018

Developing a unified digital payments network for banking and government services for 2 major middle eastern economies Expansion into the USA

Q4 2018

Expansion into African sub-continent and South and Central America

Project team

Sumedha Goel
Sumedha Goel
President / Co-Founder
Sumedha Goel linkedin
Svetlana Umarova
Svetlana Umarova
Vice-President / Co-Founder
Brian Tan
Brian Tan
Brian Tan linkedin
Nitin Gupta
Nitin Gupta
Nitin Gupta linkedin
Arthur Munsayac
Arthur Munsayac
Arthur Munsayac linkedin
Helen Laylo
Helen Laylo
Head of Corporate & Public Relations
Helen Laylo linkedin
Jon Kudera
Jon Kudera
Business Development Head
Jon Kudera linkedin
Vishal Taneja
Vishal Taneja
Business Development Manager
Vishal Taneja linkedin
Pratik Sarvaiya
Pratik Sarvaiya
Business Development Manager
Pratik Sarvaiya linkedin
John Paul Logon
John Paul Logon
Customer Experience Leader
John Paul Logon linkedin
Arriane Arenas
Arriane Arenas
Senior Fraud Analyst
Khristianne Grace Natividad
Khristianne Grace Natividad
Management Trainee
Hassan Alshiek
Hassan Alshiek
Technical Lead
Hassan Alshiek linkedin
Alexander Virtucio
Alexander Virtucio
Senior Software Architect
Alexander Virtucio linkedin
Katrin Mae Jose
Katrin Mae Jose
Business Analyst
Katrin Mae Jose linkedin
Charro Mae Haboc
Charro Mae Haboc
Creative Director
Charro Mae Haboc linkedin
Jennifer Navarro
Jennifer Navarro
Senior Finance Officer
Jennifer Navarro linkedin


Peter Bergstorm
Peter Bergstorm
Peter Bergstorm linkedin
Suraj GV
Suraj GV
Aaron Lam
Aaron Lam
Aaron Lam linkedin
Susheel Balakrishnan
Susheel Balakrishnan
Susheel Balakrishnan linkedin
Rasool Verjee BA LLB
Rasool Verjee BA LLB
Ahmad Altarawneh
Ahmad Altarawneh
Ahmad Altarawneh linkedin
Anupam Ratha
Anupam Ratha
Anupam Ratha linkedin
Jae Kim
Jae Kim
Jae Kim linkedin
Justin Jovanovic
Justin Jovanovic
Justin Jovanovic linkedin

Social media

Paycent web-sitePaycent MediumPaycentYouTubePaycent TelegramPaycent BTCTalkPaycent LinkedInPaycent TwitterPaycent FacebookPaycent Github


App storeGoogle Play

User rating:

5/5 ( 1 )

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