Re:Factor (REFT)

Creating registering a holding company and central key operating companies.
Beginning to form the services of risk managment and audit as well an analytical center.
Selection and training of candidates for country managers in Asia.
Test drive of the software.

Protection of business plans by candidates for country managers. Selection of the first 2-3 countries to start the project.
Registering of relevant companies (if needed).
Selection and training of candidates for country managers in Central and South America as well as South-Eastern Europe.
First pilot transactions of a factoring company.
Opening offices in Russia and Asia for operation with the investors at the stock exchange.
Pilot operatingof the p2p factoring platform based on a factoring company in one of the countries.

Pilot operation of the receivables exchange.
Issue of the originated receivables to the exchange.
Protection of business plans by the next party of candidates for country managers and opening of 2-3 more factoring companies.
Selection and training of candidates for country managers in Central and South America as well as South-Eastern Europe.

Selection and training of candidates for country managers from African countries.
Implementation of service of trust management ofthe investors' funds by investingthem into cryptocurrcnciesond receivables on the exchange and the p2p platform.
Beginning of functioning of the service for financial institutions.
Opening an office in North America to work with investors and suppliers.

Publication of statistics on the receivables as collected for the first year of work.
Opening of 2-3 more factoring companies.
Extension of the p2p factoring platform onto all the countries, where factoring companies have been opened before (furtherit will be done automatically).
Start of sales aimed at the suppliers of non-factorable goods and services with the purpose of issuing of their receivables on the exchange.

Opening of an office in North America to work with investors and suppliers.
Start of sales in Europe among the suppliers of goods and services with the purpose to attract them to the exchange.
Start of sales of services to secure the receivables portfolios.

Opening or L-6 more factoring companies.
In total not less than 10 factoring companies in the key major developing markets with the p2p platform already operating on them, generating receivables in these 10 countries for the investors oll over the world.
Start of cooperation with with the willing factoringcompaniesall over the world to reprofile them into the p2p platform according to the re:factor standards.

Progress review for the two-year development and formation of a development strategy for the new period.