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Credible Network

ICO

Credible is a blockchain network for Business Credit Data

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Overview

Project industryFinance Services & Banking
Product typeMarketplaceDAppEcosystem
WhitepaperCredible Network White Paper Open

What is Credible Network

The SmartPesa Credible platform offers a loan marketplace for SMEs, banks, MFIs, peer-to-peer and alternative lenders. Business credit data is owned by the merchants themselves on the SmartPesa Credible blockchain platform and merchants receive PESA tokens from third parties for accessing their data. Merchants are also incentivised to increase the quality and volume of their own data.  The SmartPesa Credible credit engine computes credit scores on all merchants. Credit bureaus, lenders and trade partners can filter, search and acquire data in exchange for tokens. All transactions on the SmartPesa Credible platform take place in SmartPesa Credible Tokens (PESA).

Details

Pre-sales: Sep 15, 2018 - Oct 15, 2018
Public sales: Oct 15, 2018 - Nov 15, 2018
Token supply: 250,000,000
Soft cap: 5,000,000 USD
Hard cap: 18,500,000 USD

Legal

Blockchain Platform: Ethereum
Country limitations: Democratic People’s Republic of Korea - North Korea, Democratic Republic of the Congo, Eritrea, Iran, Libya, Somalia, South Sudan, Sudan, Yemen, United States of America, People's Republic of China
Registration country: Singapore
Registration year: 2014
Office address: 26 Duxton Rd #02-00 Singapore, 089490

Token info

Ticker: PESA
Type: Utility-token
Token price in USD: 1 PESA = 0.09 USD
Accepted currencies: ETH, BTC, HT, BNB
Bonus program:
Pre-ICO - 20%
Token distribution:
Public - 50%
Treasure/Liquidity - 20%
Early Backers - 10%
Staff - 9%
Partners- 7%
Community Development - 4%
Funds allocation:
Operations - 30%
Technology R&D - 30%
Merchant Aquisitions - 15 %
Infrastructure & Hardware - 10%
Marketing - 10%
Legal & Compliance - 5%

Credible Network Roadmap

1
Nov 2017 - Feb 2018

Run own own nodes.
R&D on Bitcoin/Litecoin RPC + ZMQ. Bitcoin and Litecoin merchant payments.

2
APR 2018

Register patent for blockchain based payments (SG 10201802929R).

3
JUN 2018 - AUG 2018

Token Sale.

4
Aug 2018

Testnet launched

5
Q3 2018

Publish credit data model and taxonomy (systematics, structure, hierarchy).

6
Q4 2018

R&D on Credible (data replication, consensus, trial data, noSQL storage), incorporate local offices in PH.

7
Q1 2019

Design Credible RPC (interface, validation), Credible Token acceptance payment.

8
Q2 2019

Launch Credible testate with Credible Explorer. First 20 nodes shared keyring, joining and recovery.

9
Q3 2019

Credible SDKs for Mobile publish Credible RPC interface for add, validate, search, purchase credit data.

10
Q4 2019

Onboard existing merchants onto new blockchain with terminal service provides (TSP) and merchant service provides (MSP).

11
Q1 2020

Sign on data consumers (MFI, banks, loan providers).

12
Q2 2020

Credit scoring model, loan provision support.

13
Q3 2020

Dynamic data pricing exchange.

Project team

Barry Levett
Barry Levett
CEO & Co-Founder
Barry Levett linkedin
Cat Williams- Treloar
Cat Williams- Treloar
Chief Marketing Officer
Cat Williams- Treloar linkedin
Thorsten  Neumann
Thorsten Neumann
CTO & Architect
Thorsten  Neumann linkedin
Shlomi Podgaetz
Shlomi Podgaetz
Business Development
Shlomi Podgaetz linkedin
Phuc Nguyen
Phuc Nguyen
Cryptography & Blockchain Engineer
Phuc Nguyen linkedin
Trung Nguyen
Trung Nguyen
Backend & Blockchain Engineer
Trung Nguyen linkedin
Shaik Ashiq
Shaik Ashiq
Android & iOS Engineer
Shaik Ashiq linkedin
Malvin Sutanto
Malvin Sutanto
Senior SDK Engineer
Malvin Sutanto linkedin
Jun Azuelo
Jun Azuelo
Operations Manager
Jun Azuelo linkedin
Huỳnh Thái Tâm
Huỳnh Thái Tâm
Senior Developer
Huỳnh Thái Tâm linkedin
Hoang Anh Vu
Hoang Anh Vu
Payment & Cryptography Specialist
Hoang Anh Vu linkedin
Jovin Tay
Jovin Tay
Head Of Engagement
Jovin Tay linkedin

Advisors

Matteo  Chiampo
Matteo Chiampo
CGAP Consultant, SUSS Fellow, Travelkhana
Matteo  Chiampo linkedin
Ville  Öhman
Ville Öhman
Cryptocurrency Fund Manager, Blockchain Technologies
Ville  Öhman linkedin
Fabio Nehme
Fabio Nehme
Entrepreneurial Business Leader, Investment
Fabio Nehme linkedin
Ali Hussein Kassim
Ali Hussein Kassim
C-Level Executive, Financial Inclusion advocate, FinTech
Ali Hussein Kassim linkedin
Roy Lai
Roy Lai
CEO and Co-Founder, InfoCorp and SentinelChain
Roy Lai linkedin
Dr. Rex Yeap
Dr. Rex Yeap
Partner of Invention Capital, Inventor of IP Blockchain

Social media

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