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Interest Protocol (IPT)


Interest Protocol (IP) is the first fractional reserve banking protocol on the Ethereum blockchain that pays interest to all depositors.

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Project industryCrowdfunding & Lending
Product typeProtocol
FoundedUnited States
WhitepaperInterest Protocol White Paper Open

What is Interest Protocol

Interest Protocol issues a stablecoin, named USDi, that is both over-collateralized and highly scalable.

USDi holders automatically earn yield without having to stake, which means Interest Protocol provides yield opportunities to gas-conscious users.

Compared to lending protocols without fractional reserves, Interest Protocol can generate more loans from a given amount of capital while incurring less liquidity risk.

Every lending protocol has four key components:

  • Users depositing capital
  • Users posting collateral & borrowing capital
  • Maintaining the peg with an interest rate system.
  • Preventing a depeg with a liquidation system.

Interest Protocol improves upon each component to create an efficent and decentralized credit market.


Public sales: Sep 19, 2022 - Sep 20, 2022
Token supply: 100,000,000 IPT
Total tokens for sale: 35,000,000 IPT


Blockchain Platform: Ethereum
Registration country: United States
Registration year: 2021
Office address: 515 N State St, Chicago, Illinois 60654, US

Token info

Ticker: IPT
Type: Utility-token
Token standard: ERC-20
Token price in USD: 1 IPT= 0,25 USD
Accepted currencies: USDC
Token distribution:
35% - Public
30% - Team
10% - Liquidity Program
5% - Delegates
20% - Treasury

Project team

Getty Hill
Getty Hill
Getty Hill linkedin
Cody McCarty
Cody McCarty
Cody McCarty linkedin
Quy Pham
Quy Pham
Software Developer
Quy Pham linkedin
Max LeValley
Max LeValley
Legal Associate
Max LeValley linkedin
Walker Newton
Walker Newton
Community Manager
Walker Newton linkedin
Trevor Judice
Trevor Judice
Smart Contract/ Web3 Developer
Trevor Judice linkedin
Garet Halliday
Garet Halliday
Garet Halliday linkedin
Eddy Lee
Eddy Lee
Eddy Lee linkedin

Social media

Interest Protocol web-siteInterest Protocol MediumInterest Protocol LinkedInInterest Protocol X (Twitter)Interest Protocol DiscordInterest Protocol Github



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