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Lends (LENDS)

Lends is a fixed-rate P2P lending protocol that uses order books to offer fixed-term loans to known counterparties.

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Overview

Project industryCrowdfunding & Lending
Product typePlatform
WhitepaperLends White Paper Open

What is Lends

Lends offers an all-in-one decentralized finance platform encompassing borrowing, lending, swapping, saving, and peer-to-peer orderbooks. The Lends marketplace is made up of both proprietary and free, public, and open-source software.

Lends innovative approach to optimization incorporates a focus on rate optimization, the introduction of isolated risk to mitigate systemic issues, and a decentralized scaling strategy that eliminates the need for centralized decision makers.

  • Real Yield. The Lends platform offers a peer-to-peer lending model that enhances the earning potential for both borrowers and lenders by facilitating improved interest rates through a decentralized framework.
  • Segmented Risk. By enabling isolated markets, our platform eliminates the dangers of pooled risk while offering a scalable volume that prioritizes safety and security, ultimately ensuring a more sustainable and resilient ecosystem.
  • Market Discovery. Our platform leverages demand and supply dynamics to determine rates, rather than relying on traditional rate-curves or DAOs, providing a more accurate and responsive price discovery mechanism that enhances transparency and fairness for all parties involved.

Legal

Blockchain Platform: Ethereum
Registration year: 2023

Token info

Ticker: LENDS
Type: Utility-token
Token standard: ERC-20
Token distribution:
8,5% - Treasury
5% - Team/Advisors
0,5% - Public Round
10% - Strategic Round
46% - Seed Round
10% - User Acquisition
10% - Contributors
10% - Community

Lends Roadmap

1
Q1 '24 (January)
  • Conduct Private Alpha Testing to ensure a smooth and secure user experience
  • Integrate with Arbitrum Mainnet to provide faster and cheaper transactions
  • Launch extensive marketing campaign to create awareness
  • Perform smart contract audit and security review to ensure the safety of our users
2
Q1 '24 (February - March)
  • Launch Public Alpha version for users to test and provide feedback
  • Develop Lends APIs and SDKs to allow for seamless integration with other platforms
  • Integrate with Polygon zkEVM to expand our market reach
  • Hold Token Generation Event (TGE) to provide opportunities for community members to invest in our project
3
Q2 '24 (April - June)
  • Integrate with additional DeFi protocols and networks to provide more options to our users
  • Expand loan offerings to provide more flexible collateral options to our users
  • Launch off-chain liquidity pools to provide more liquidity options to our users
4
Post-Q2 '24
  • Establish strategic partnerships with leading lending institutions to broaden our reach
  • Onboard first institutional clients to boost our credibility in the market
  • Launch Lends Mobile App to provide a seamless and user-friendly experience for our users.

Social media

Lends web-siteLends MediumLends X (Twitter)Lends DiscordLends Github

MVP

MVP URL

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