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Ripio (RCN)

ICO

Ripio Credit Network is a global credit network based on cosigned smart contracts.

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Overview

Project industryFinance Services & Banking
Product typePlatform
WhitepaperRipio White Paper Open

What is Ripio

Wallet providers - Generate the smart contracts and broadcast them to the network, adding information on the borrowers and their credit requests.

ID verifiers - Verify and attest the identity of each borrower as a security measure.

Scoring agents - Provide a credit score for each borrower and gather the transactional information from traditional and non-traditional sources.

Cosigners - Insure the loan in case of a default and distribute the lender’s risk.

Credit exchanges - Match the lenders’ offer with the borrowers’ credit requests through the smart contracts generated by the wallet provider.

Oracles - Set the price feed of the RCN token, determining the exchange rate in local currency at the time the loan is executed.

Details

Public sales: Nov 17, 2017 - Nov 05, 2017
Pre-sale token supply: 425000000
Token supply: 425000000
Raised: 37,800,000 USD

Token info

Ticker: RCN
Type: Utility-token
Token standard: ERC-20
Token price in USD: 1 RCN = 0.0743 USD
Token distribution:
42,5% - Pre-Sale Maximum
8,5% - Crowd Sale Minimum
34% - Fund Previsions
15% - Network Bootstrapping Pool
Funds allocation:
60,75 - Development
19,63% - Marketing
16,35% - Legal&Liabilities Provisions
3,27% - Miscelaneous

Ripio Roadmap

1
May 2016

Ripio Credit launch at TechCrunch Disrupt

2
June 2016

First Ripio Credit payment on the private network

3
January 2017

RCN concept, design and research

4
September 2017

Website launch + Whitepaper release

5
October 2017

RCN Token sale + network release

6
December 2017

Advanced smart contracts + network agents + SDK implementation

7
April 2018

RCN goes live!

Project team

Sebastian Serrano
Sebastian Serrano
Founder & CEO Former DevsArCEo
David Garcia
David Garcia
SVP & Board Member Former PayU Country Manager
Luciana Gruszeczka
Luciana Gruszeczka
Compliance Officer Former DevsAr co-founder
Andres Fleischer
Andres Fleischer
Head of Operations & Admin Former IBM Admin Analyst
Eugenio Cocimano
Eugenio Cocimano
Actuary & Data Scientist Former Risk Data Analytics at Banco Galicia
Melody Bohn
Melody Bohn
Controller Former Fin Director at Schweber Securities
Juan Mendez
Juan Mendez
Head of Growth & Content Former Yum Yum Videos content manager
Bruno Acorsi
Bruno Acorsi
Head of Support & CX Former Head of Support at Accenture
Antonio Ceraso
Antonio Ceraso
CTO & Lead Blockchain developer
Facundo Rodriguez
Facundo Rodriguez
Blockchain developer
Pablo Lefort
Pablo Lefort
Full stack developer
Agustin Aguilar
Agustin Aguilar
Smart contracts developer

Advisors

Sergio Demian
Sergio Demian
Lerner Co-founder & Chief Scientific at RootStock.io (RSK)
Juan Llanos
Juan Llanos
Fintech & Regtech Lead at Consensys
Jeff Stewart
Jeff Stewart
Co-founder & Chairman at LenddoInvestors
Tim Draper
Tim Draper

Social media

Ripio web-siteRipio RedditRipio TelegramRipio BTCTalkRipio LinkedInRipio X (Twitter)Ripio FacebookRipio Github

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