HouseCoin (HSC)

HouseCoin is a UK Real Estate Development Finance lender which specialises in loans which are backed by large scale UK Development Projects. All loans will be repaid using House Coins via Smart Contracts while using British Fiat Currency as a baseline of exchange.

Whitepaper

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What is HouseCoin

Mission Statement

The vision of House Coin is to become a market-leading lender in the United Kingdom (UK) real estate development sector leveraging Blockchain technology, which has unlimited potential for both growth and scale in the raising of finance for real estate developers, while maintaining the integrity and security of a decentralised platform.

The implementation of Blockchain technology into real estate development finance in the UK will both revolutionise and innovate the growth and success of this industry.

Problem

Real estate development in the UK, although lucrative, demands significant expertise, operations, management, and financial resources to successfully execute and deliver a profitable development project. There are both financial and non-financial risks involved which may only be successfully navigated by experienced and sophisticated developers, which makes this an exclusive investment strategy. Consequently, significant barriers to entry still exist in a lucrative market which offers strong financial returns.

Solution

House Coin simplifies UK real estate development as an investment strategy through tokenisation which allows participants to reap great rewards through strong utility use cases and a very limited supply in circulation.

House Coin will help developers move fast on development opportunities without the burden of constantly raising finance. All loan repayments will be made monthly in House Coins via Smart Contracts while using the British Fiat Currency as a base line for exchange. Unlike the burden of traditional real estate investment, purchasing House Coins gives participants both financial and geographical flexibility whilst achieving strong financial gains through real estate development in the UK.

Under the Howey Test, a transaction is a contribution contract if:

House Coin is a payment Token used to pay for House Coin services. House Coins are not linked to real assets and do not grant their holders ownership of any share of the company or any dividends. As such, House Coins cannot be construed as securities and pass the Howey Test as: