Fractality (FRCT)

Fractality originated as Y2K Finance, is a lending protocol that allows users to earn a yield through different strategies, pro-share basis.

Whitepaper

Important By investing in this business you agree to ourDisclaimer. All information including our rating, is provided merely for informational purposes. CryptoTotem does not provide investment advice.

Interest lvl

NA

Updated: Feb 23, 2025

Learn more about our rating

User Rating

Medium

3/5 • 1 votes

Claim your project

Ticker

FRCT

Type

Utility-token

Token standard

ERC-20

Ecosystems

Arbitrum

What is Fractality

Fractality is a lending protocol that allows users to earn a yield through different strategies, pro-share basis. The yield is offered to users, and in return, the protocol uses the liquidity provided to run low-risk basis trading strategy on centralized exchanges (CEXs)/decentralized perpetual exchanges, liquidity provision on a variety of low-risk pairs/vaults, & more.

Once liquidity is deposited into the vault, users receive frUSDT tokens with no maturity date, paying yield on a daily basis. frUSDT can be burned anytime, with a 24-hour cooldown period to redeem the principal amount that was deposited.

Fractality currently accepts USDT as collateral assets; however, Fractality expands accepted collateral assets and other strategies frequently.

We focus on Defi. The income sources are categorised into:

• Mining/Staking
• Borrowing/Lending
• DEX and Liquidity providing
• Speculation

Fractality aims to deliver high yield with low risk and low cost by effectively addressing the trade-off between:

• DEX and Liquidity Providing: This category offers higher yields (~20% or more) but comes with high market risk or impermanent loss.
• Borrowing/Lending: This category generally provides lower yields (~5% to 10%), but with lower risk and higher liquidity, supporting real-time withdrawals.