Fractality (FRCT)

Fractality originated as Y2K Finance, is a lending protocol that allows users to earn a yield through different strategies, pro-share basis.

Whitepaper

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What is Fractality

Fractality is a lending protocol that allows users to earn a yield through different strategies, pro-share basis. The yield is offered to users, and in return, the protocol uses the liquidity provided to run low-risk basis trading strategy on centralized exchanges (CEXs)/decentralized perpetual exchanges, liquidity provision on a variety of low-risk pairs/vaults, & more. Once liquidity is deposited into the vault, users receive frUSDT tokens with no maturity date, paying yield on a daily basis. frUSDT can be burned anytime, with a 24-hour cooldown period to redeem the principal amount that was deposited. Fractality currently accepts USDT as collateral assets; however, Fractality expands accepted collateral assets and other strategies frequently. We focus on Defi. The income sources are categorised into:

• Mining/Staking
• Borrowing/Lending
• DEX and Liquidity providing
• Speculation

Fractality aims to deliver high yield with low risk and low cost by effectively addressing the trade-off between:

• DEX and Liquidity Providing: This category offers higher yields (~20% or more) but comes with high market risk or impermanent loss.
• Borrowing/Lending: This category generally provides lower yields (~5% to 10%), but with lower risk and higher liquidity, supporting real-time withdrawals.