 | ChiCha (CHI)ICO Pre-Sale Oct 22, 2025 – Oct 30, 2025Upcoming Token sale: Oct 30, 2025 – Nov 07, 2025ChiCha is the PayFi layer for the AI + Human Economy—stablecoin-native, DeFi-powered, and agent-ready. Every USDT spend earns ownership through $CHI and ChiPoints. Built on BNB Chain with licensed rails and audited contracts. IMPORTANT: By investing in this business you agree to ourDisclaimer. All information including our rating, is provided merely for informational purposes. CryptoTotem does not provide investment advice. |
Overview
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OpenWhat is ChiCha
ChiCha sits at the intersection of RWA and AI. Stablecoins are the RWA people actually use every day but until now, they’ve given nothing back. ChiCha makes them programmable: every spend earns you rewards, unlocks AI-powered tools, and gives you real governance rights.
Powered by ChiPoints, Genie AI, and the $CHI token, ChiCha transforms everyday payments into ownership: delivering staking perks, loyalty rewards, and smarter financial tools directly inside a real-world crypto wallet.
We’ve already proven it works. With over $5M+ cumulative stablecoin volume processed, a Mastercard-backed UCard for global spending, and an off-chain ChiPoints system that rewards verifiable actions, ChiCha delivers utility first, speculation second with the $CHI token launch scheduled for Q3 2025.
No $CHI needed to start. Users can spend, refer, and activate instantly fueling viral growth through action, not empty hype expanding rapidly across Asia and LATAM.
DetailsPre-sales: Oct 22, 2025 - Oct 30, 2025Public sales: Oct 30, 2025 - Nov 07, 2025 Token supply: 1,000,000,000 CHI LegalBlockchain Platform: Binance Smart ChainRegistration country: Singapore Office address: Registered Address: 10 Anson Road, #27-18, International Plaza, Singapore. | Token infoTicker: CHIType: Utility-token Token standard: BEP20 Accepted currencies: USDT Token distribution: Community & Rewards - 40% Staking & DeFi Emissions - 14% Team & Advisors - 15% Liquidity & Market Making - 5% DAO Treasury - 10% Strategic Round - 1% Public Sale (IDO) - 3% Reserve - 4% Partner & Growth Vault - 8% |
ChiCha Roadmap
- UCard Launch (Mastercard): USDT spending at millions of merchants worldwide.
- ChiPoints Pre-IDO: Fixed-rate rewards for referrals, spending, and quests.
- Viral Growth Engine Activated: Galxe + Zealy onboarding quests live.
- 2,000+ Verified Users: With KYC and on-chain wallet registration.
- $5M+ Monthly TPV with $1M+ cumulative stablecoin volume processed, real spending, not swaps.
- Wallet App v1 Released: Multi-token view, UCard sync, and loyalty display.
- Genie AI v1 Live: Whale Tracker, Arbitrage Scanner, Spend Optimizer.
- DAO-Governed Redemption: ChiPoints redeemable via smart contract.
- Emission Throttles Enabled: Region-based controls tied to compliance + usage.
- Merchant & Acquirer Dashboard: Tools for onboarding, reward setup, and tracking.
- Governance MVP: Staking-based voting and ACP proposal logic initiated.
- $CHI Token Generation Event (TGE): 50M circulating supply; Binance Launchpool–ready structure.
- Liquidity Unlock Model: 5M CHI at TGE for trading pairs, 45M vested over 12 months for liquidity depth and CEX reserves.
- Buyback & Burn Cycles Live: CHI deflation loop activated alongside reward emissions.
- Streak-Based Cashback & CHI Bonuses: Daily/weekly reward loops.
- NFT Quests & Loyalty Boosters: Long-term ChiPoint campaigns tied to badge tiers.
- UCPA Hardware Pilot: <$1 NFC Tap-to-Pay device for micro-merchants.
- Merchant Staking Model: Stake CHI to unlock rewards and earn from sales.
- AI-Generated Merchant Credit Scores: Powered by Genie AI transaction data.
- DeFi Yield Strategies (CHI-Gated): Unlock staking, borrowing, and passive strategies.
- Multichain Rollouts: Solana, zkSync, and BSC support for broader wallet adoption.
- Global Compliance Layer: Dynamic region-based controls via Kun Global integration.
- Merchant Risk Profiles: AI-driven scoring for fraud reduction and bonus allocation.
Project team
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