Website

PointPay (PXP)

ICO

Last updated: Jun 07, 2021

Verified

Overview

Project industry	Finance Services & Banking
Product type	Platform
Founded	Estonia

Whitepaper

OnepagerBounty program

Technical details

PointPay Crypto Bank A new direction in the crypto market: manage, save and grow your capital with PointPay. We are building a unique all-in-one solution for the global market. - Low fees - Fast transfers worldwide - No currency restrictions - Virtual, debit and credit, fiat and cryptocurrency.

What is PointPay

PointPay is a fintech company which has been operating since 2018. PointPay Team has created all-in-one cryptocurrency ecosystem of 10 fully functional products.

PointPay disrupts regular banking system with its innovative approach targeted to crypto mass-adoption. The one-stop platform offers a full range of financial services within the first in the world PointPay Blockchain-based Bank enabling clients to open crypto checking and crypto savings account in most popular cryptocurrencies (Bitcoin, Ethereum, Ripple, Litecoin, etc) and stable coins (USDT, USDC, DAI, etc.), and earn interest with daily accruals. With PointPay Bank PointPay customers can issue invoices and send the funds via email address and take out a crypto loan under the collateral of some crypto either on the website or mobile app. For those who would like to join crypto market, PointPay offers to buy Bitcoin and Ethereum with debit and credit cards, SEPA, Samsung Pay and Apple Pay through PointPay Payment System with more than 40 fiat currencies with global processing coverage. PointPay uses military-grade encryption hence the storage of funds is completely secure with PointPay Crypto Wallet. PointPay customers can order VISA crypto debit card and instantly convert their crypto to fiat and spend it in more than 25 million outlets worldwide. Just one account needed to start using all the PointPay products.

The future is here.

FEATURES

PointPay Blockchain-based Bank

The first in the world blockchain bank with bitcoin, dollar stable-coin and tokenized gold

Checking and Saving Accounts
Daily compound interest
BTC, ETH, USDt, XAUt and PXP-token support
Higher yield for PXP token holders on a progressive scale.

PointPay Crypto Exchange

Market, limit and stop-limit orders support
Simplified cryptocurrency conversion option for newbies
Referral system and bright advertising banners
Progressive discount scale for PXP token holders.

PointPay Crypto Wallet

Graphic interaction of user's portfolio
Live price quotes
Sending the funds via email acceptable
Automatical PXP accrual to the PointPay wallet when buying through Token Sale platform for BTC and ETH.

PointPay Payment System

Buy crypto with a bank card for USD, RUB and UAH
Sell crypto and withdraw the funds to a bank card for USD, RUB and UAH
Largest providers' support
Fully automized process.

Conception of products

Just one account needed to start using all the PointPay products.

Additional information

PointPay Team has created a course of educational video tutorials for beginners to make crypto mass-adoption happen.

Details

Pre-sales: May 22, 2019 - Jul 21, 2019
Public sales: Jul 22, 2019 - Jun 30, 2021
Token supply: 1,000,000,000 PXP
Total tokens for sale: 500,000,000 PXP
Soft cap: 1,000,000 USD
Hard cap: 30,000,000 USD

Legal

Blockchain Platform: Ethereum
Country limitations: Cuba, Iran, Lebanon, Syria, Libya, Sudan, Somalia and North Korea, Yemen
Registration country: United Kingdom
Registration year: 2018

Office address: 71-75 Shelton Street, London, England, WC2H 9JQ
30 N Gould St. Ste 4464, Sheridan, WY 82801

Token info

Ticker: PXP
Type: Cryptocurrency
Token standard: ERC-20
Token price in USD: 1 PXP = 0.40 USD
Accepted currencies: BTC, ETH, XRP, USDT, BNB, BCH, LTC, EOS, XLM, TRX
Bonus program:
$100,000 and more 1%
$200,000 and more 2%
$300,000 and more 3%
$400,000 and more 4%
$500,000 and more 5%
Token distribution:
50% - To be sold
30% - Reserve (unused tokens will be burned at the end of ICO)
10% - Team tokens
6% - Maximum allowance for high-volume investment bonuses
4% - ICO referral program
Funds allocation:
42% - Product app development
2% - Bounty program
5% - Reserve (to be allocated towards product development after all expenses are paid)
11% - Legal and licensing
40% - Marketing and branding

PointPay Roadmap

2018 Q2 (Jun 25, 2018)

PointPay company registered

POINT PAY LIMITED (Company No. 11431098)

2018 Q3

Development of the basic MVP Crypto Exchange features started
Development of the basic Wallet MVP features started
ICO website development started

2018 Q4

Blockchain listener completed
Referral system implemented for Crypto Exchange and Crypto Wallet
ICO website completed

2019 Q1

Android mobile application for Crypto Exchange development started
Ecosystem planning and development

2019 Q2

May 22, 2019

ICO website launch + announcement

May 22-Jul 21

Private ICO Round

2019 Q3

Jul 22 - Mar 22

Round 1 - $0.10 per token

Mar 23 - Nov 22

Round 2 - $0.20 per token

Nov 23 - July 22

Round 3 - $0.30 per token

Crypto Bank market analysis
Crypto Bank: infrastructure planning
Integrated Crypto Exchange platform development
Integrated Crypto Wallet platform development

2019 Q4

Start of Crypto Bank development
Referral and affiliate systems integration for Crypto Exchange
Referral and affiliate systems integration for Crypto Wallet

2020 Q1

Filing for the following licenses:
Reg. D license, EMI license UK, EMI license Estonia, EMI license Eurozone, EMI license Singapore, Banking license Cayman Islands)
Main crypto exchange features completed
Multi-currency Wallet
iOS, Android apps released (Multi-currency Wallet, Crypto Exchange)

2020 Q2

Gateway crypto services development begins
Crypto merchant services development begins
Fiat support, purchasing crypto for fiat available
Crypto bank v1.0 development begins

2020 Q3

Crypto Bank: mobile apps development
Fiat currencies trading support
Insurance of funds in the Crypto Wallet

2020 Q4

Crypto Bank: payment systems integration
Extended analytics and support features for Crypto Exchange implementations
Fiat currencies management integration into PointPay Crypto Wallet

2021 Q1

Following license granted:
Reg. D license, EMI license UK, EMI license Estonia, EMI license Eurozone, EMI license Singapore, Banking license Cayman Islands)
Crypto Bank: business projects investment platform development
Financial derivatives trading

2021 Q2