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PointPay (PXP)


First Worldwide Working Crypto Bank Ready and Live, Live Working Fiat Exchange, Live Working Fiat Wallet, and Live Payment System, Debit and Credit Cards.

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Project industryFinance Services & Banking
Product typePlatform

Technical details

PointPay Crypto Bank A new direction in the crypto market: manage, save and grow your capital with PointPay. We are building a unique all-in-one solution for the global market. - Low fees - Fast transfers worldwide - No currency restrictions - Virtual, debit and credit, fiat and cryptocurrency.

What is PointPay

PointPay is a fintech company which has been operating since 2018. PointPay Team has created all-in-one cryptocurrency ecosystem of 10 fully functional products.

PointPay disrupts regular banking system with its innovative approach targeted to crypto mass-adoption. The one-stop platform offers a full range of financial services within the first in the world PointPay Blockchain-based Bank enabling clients to open crypto checking and crypto savings account in most popular cryptocurrencies (Bitcoin, Ethereum, Ripple, Litecoin, etc) and stable coins (USDT, USDC, DAI, etc.), and earn interest with daily accruals. With PointPay Bank PointPay customers can issue invoices and send the funds via email address and take out a crypto loan under the collateral of some crypto either on the website or mobile app. For those who would like to join crypto market, PointPay offers to buy Bitcoin and Ethereum with debit and credit cards, SEPA, Samsung Pay and Apple Pay through PointPay Payment System with more than 40 fiat currencies with global processing coverage. PointPay uses military-grade encryption hence the storage of funds is completely secure with PointPay Crypto Wallet. PointPay customers can order VISA crypto debit card and instantly convert their crypto to fiat and spend it in more than 25 million outlets worldwide. Just one account needed to start using all the PointPay products.

The future is here.


PointPay Blockchain-based Bank

The first in the world blockchain bank with bitcoin, dollar stable-coin and tokenized gold

  • Checking and Saving Accounts
  • Daily compound interest
  • BTC, ETH, USDt, XAUt and PXP-token support
  • Higher yield for PXP token holders on a progressive scale.

PointPay Crypto Exchange

  • Market, limit and stop-limit orders support
  • Simplified cryptocurrency conversion option for newbies
  • Referral system and bright advertising banners
  • Progressive discount scale for PXP token holders.

PointPay Crypto Wallet

  • Graphic interaction of user's portfolio
  • Live price quotes
  • Sending the funds via email acceptable
  • Automatical PXP accrual to the PointPay wallet when buying through Token Sale platform for BTC and ETH.

PointPay Payment System

  • Buy crypto with a bank card for USD, RUB and UAH
  • Sell crypto and withdraw the funds to a bank card for USD, RUB and UAH
  • Largest providers' support
  • Fully automized process.

Conception of products

Just one account needed to start using all the PointPay products.

Additional information

PointPay Team has created a course of educational video tutorials for beginners to make crypto mass-adoption happen.


Pre-sales: May 22, 2019 - Jul 21, 2019
Public sales: Jul 22, 2019 - Jun 30, 2021
Token supply: 1,000,000,000 PXP
Total tokens for sale: 500,000,000 PXP
Soft cap: 1,000,000 USD
Hard cap: 30,000,000 USD


Blockchain Platform: Ethereum
Country limitations: Cuba, Iran, Lebanon, Syria, Libya, Sudan, Somalia and North Korea, Yemen
Registration country: United Kingdom
Registration year: 2018
Office address: 71-75 Shelton Street, London, England, WC2H 9JQ
30 N Gould St. Ste 4464, Sheridan, WY 82801

Token info

Ticker: PXP
Type: Cryptocurrency
Token standard: ERC-20
Token price in USD: 1 PXP = 0.40 USD
Accepted currencies: BTC, ETH, XRP, USDT, BNB, BCH, LTC, EOS, XLM, TRX
Bonus program:
$100,000 and more 1%
$200,000 and more 2%
$300,000 and more 3%
$400,000 and more 4%
$500,000 and more 5%
Token distribution:
50% - To be sold
30% - Reserve (unused tokens will be burned at the end of ICO)
10% - Team tokens
6% - Maximum allowance for high-volume investment bonuses
4% - ICO referral program
Funds allocation:
42% - Product app development
2% - Bounty program
5% - Reserve (to be allocated towards product development after all expenses are paid)
11% - Legal and licensing
40% - Marketing and branding

PointPay Roadmap

2018 Q2 (Jun 25, 2018)

PointPay company registered

POINT PAY LIMITED (Company No. 11431098)

2018 Q3
  • Development of the basic MVP Crypto Exchange features started
  • Development of the basic Wallet MVP features started
  • ICO website development started
2018 Q4
  • Blockchain listener completed
  • Referral system implemented for Crypto Exchange and Crypto Wallet
  • ICO website completed
2019 Q1
  • Android mobile application for Crypto Exchange development started
  • Ecosystem planning and development
2019 Q2

May 22, 2019

ICO website launch + announcement

May 22-Jul 21

Private ICO Round

2019 Q3

Jul 22 - Mar 22

Round 1 - $0.10 per token

Mar 23 - Nov 22

Round 2 - $0.20 per token

Nov 23 - July 22

Round 3 - $0.30 per token

  • Crypto Bank market analysis
  • Crypto Bank: infrastructure planning
  • Integrated Crypto Exchange platform development
  • Integrated Crypto Wallet platform development
2019 Q4
  • Start of Crypto Bank development
  • Referral and affiliate systems integration for Crypto Exchange
  • Referral and affiliate systems integration for Crypto Wallet
2020 Q1
  • Filing for the following licenses:
    Reg. D license, EMI license UK, EMI license Estonia, EMI license Eurozone, EMI license Singapore, Banking license Cayman Islands)
  • Main crypto exchange features completed
  • Multi-currency Wallet
  • iOS, Android apps released (Multi-currency Wallet, Crypto Exchange)
2020 Q2
  • Gateway crypto services development begins
  • Crypto merchant services development begins
  • Fiat support, purchasing crypto for fiat available
  • Crypto bank v1.0 development begins
2020 Q3
  • Crypto Bank: mobile apps development
  • Fiat currencies trading support
  • Insurance of funds in the Crypto Wallet
2020 Q4
  • Crypto Bank: payment systems integration
  • Extended analytics and support features for Crypto Exchange implementations
  • Fiat currencies management integration into PointPay Crypto Wallet
2021 Q1
  • Following license granted:
    Reg. D license, EMI license UK, EMI license Estonia, EMI license Eurozone, EMI license Singapore, Banking license Cayman Islands)
  • Crypto Bank: business projects investment platform development
  • Financial derivatives trading
2021 Q2
  • Crypto Bank consulting and trust management
  • Initial Wallet Offering
2021 Q3

Crypto Bank iOS and Android apps completed

Project team

Andrey Svyatov
Andrey Svyatov
Andrey Svyatov linkedin
Valeriya Potapenko
Valeriya Potapenko
Valeriya Potapenko linkedin
Artyom Zbandut
Artyom Zbandut
Artyom Zbandut
Artyom Zbandut linkedin
Alexander Svyatov
Alexander Svyatov
Alexander Svyatov linkedin
Maria Blyashchuk
Maria Blyashchuk
Maria Blyashchuk linkedin
Alina Ibragimova
Alina Ibragimova
Alina Ibragimova linkedin
Konstantyn Poplavsky
Konstantyn Poplavsky
Konstantyn Poplavsky linkedin
Natalya Nakhmanson
Natalya Nakhmanson
Natalya Nakhmanson linkedin
Ekaterina Pushkina
Ekaterina Pushkina
Ekaterina Pushkina linkedin


Jason Hung
Jason Hung
Jason Hung linkedin
Hamza Khan
Hamza Khan
Hamza Khan linkedin
Michael Brooks
Michael Brooks
Michael Brooks linkedin
George Dicdiquin
George Dicdiquin
George Dicdiquin linkedin
Joaquin Scarpa
Joaquin Scarpa
Joaquin Scarpa linkedin
Saurav Devrani
Saurav Devrani
Saurav Devrani linkedin

Social media

PointPay web-sitePointPay RedditPointPay MediumPointPayYouTubePointPay TelegramPointPay InstagramPointPay BTCTalkPointPay LinkedInPointPay TwitterPointPay FacebookPointPay Github


MVP URLApp storeGoogle Play

User rating:

5/5 ( 1 )

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