Open account

CEX.IO Review Exchange Last updated: Apr 22, 2025 Withdrawal fee: 0.0005 BTC Taker fee: 0.1% – 0.25% Maker fee: 0.1% – 0.25% Bank transfer Credit Card Cryptocurrency

Established in 2013, CEX.IO is a regulated online cryptocurrency exchange that currently serves over 15 million registered customers across the globe. They were one of the first exchanges to offer fiat trading in the cryptocurrency realm and give users access to credit card payments and bank transfers.

They have offices in the United States, Lithuania, Spain, and St.Kitts and Nevis. Their team is composed of over 250 employees.

CEX.IO is the ecosystem of interconnected products that serve various cryptocurrency market participants:

• CEX.IO Spot Trading — a platform for buying, selling, storing, and trading crypto and fiat currencies.
• CEX.IO Margin Trading — a margin trading platform, which allows users to trade cryptocurrencies with leverage.
• CEX.IO Instant Buy/Sell — allows users to purchase and sell cryptocurrencies using debit/credit cards and other funding options instantly.
• CEX.IO Staking — allows earning by simply holding stake-able crypto on your account.
• CEX.IO Savings — with it, users can earn daily rewards for assets that don’t feature staking, like Bitcoin and stablecoins.
• CEX.IO Convert — features anything-to-anything swaps. All possible exchange combinations for supported assets.
• CEX.IO Debit Card (only for EU)  — allows customers to use their crypto balance for online/offline purchases in 150+ countries. The card is free for use, with no annual/maintenance fees, and there are zero fees for cross-border transfers.

Fees

Trading Fees

Trading fees on CEX.IO exchange are based on your 30-day trading volume for each cryptocurrency token pair. Below are the different trading fee tiers the higher your trading volume is, the lower your maker and taker fees will be:

There are trading fees that also exist on the CEX.IO Margin Trading platform. The fees vary for each of the trading assets. For the most of the cryptocurrencies it’s 0.1% for both open and close fees. Rollover fees also vary.

There are several different withdrawal fees depending on which option and currency you select – the different choices are through VISA, Mastercard, Google/Apple pay, Skrill, PayPal, MoneyGram, Epay, domestic and international bank transfers. The amount is generally consistent across all different currencies.

Deposits are free with the exception of using a credit card or Skrill to place funds on the exchange. There are also daily limits on the amounts you can deposit and withdraw, as shown in the image below. The more verification details you provide, the more accessibility and features you will be able to have on the exchange.

For the margin trading platform, deposits and withdrawals are completely free of charge.

Trading View

CEX.IO — Spot Trading

The trading interface is very easy to follow and designed in a simple format. From a visual perspective, it offers a clear and enlarged visual price chart allowing you to view price movements and changes.

On CEX.IO Spot Trading, you can trade cryptocurrencies by placing market and limit buy or sell orders.

You can easily navigate the page, you just need to scroll down the page to see some of the more advanced details, such as the order book, depth chart, and buy/sell orders.

The exchange currently offers over 170 different cryptocurrencies for trading to. The list of cryptocurrencies is expanding over time.

CEX.IO Margin Trading

Margin trading is available on the CEX.IO Margin Trading platform, offering using leverage on a variety of crypto markets. The user interface is stylish with nice color contrasts and everything you need at your fingertips. The platform offers flexibility and rich functionality for traders:

• You can use one of the three assets on your balance (i.e. USDT, ETH, or BTC) as collateral, and trade any supported market. This means you don’t need to purchase or store low-cap assets to trade them on margin.
• Unlike some other platforms where max leverage could depend on the asset, CEX.IO offers x10 leverage across all supported markets. Furthermore, it is fully customizable, allowing you to select any combination between x1 and x10, with a step of 1.
• CEX.IO keeps margin trading simple with straightforward rollover fee — no complicated interest charges on borrowed funds. Plus, instead of the standard 8-hour rollover fee model, CEX.IO calculates rollover fee hourly, helping short-term traders save on costs.

For both margin and spot trading, CEX.IO aggregates liquidity from external sources, ensuring tighter price alignment with global markets, and providing a solid reference point for evaluating total spot crypto liquidity. This way, users execute a single order using several external liquidity sources at the same time, to achieve the best possible price. It helps achieve near-zero spreads on most trading pairs while significantly reducing slippage, ensuring a predictable and efficient trading experience.

Supported Countries and Cryptos

CEX.IO supports the majority of countries worldwide, with some exceptions depending on the local regulatory rules and laws.

In addition, CEX.IO operates in 49 states and territories within the United States, making their platform attractive and accessible to the majority of US investors who are fully restricted by many other global exchanges.

CEX.IO Margin Trading unsupported countries are here.

Deposit and Withdrawal Methods

To deposit crypto to your CEX.IO wallet, navigate to the finance page and obtain the deposit address of the crypto you are trying to deposit or use the “Deposit” button in the top right-hand corner. As previously mentioned, you can also deposit via credit card (VISA or Mastercard), international bank transfer, or domestic bank transfer, and e-wallets like Skrill, PayPal, Epay, and so on. Fiat deposits are supported in USD, EUR, GBP, and RUB currencies. But it is also possible to deposit using other currencies. Funds will be automatically converted to the required currency at bank rates.

In order to withdraw your crypto, go back to the finance page and click the withdrawal button or use the “Withdraw” button in the top right-hand corner – then put in your external wallet address and send. Withdrawals are also available using the same methods of credit card and bank transfers for deposits, with associated fees that can be found on their website.

CEX.IO Staking

The staking program allows you to earn staking rewards on your crypto, simply for keeping them on the exchange. Available coins for staking are SOL, POL, XTZ, TRX, ADA, ZIL, ATOM, DOT, FLR ONT, KSM, AVAX, and KAVA – the annual estimated staking rewards vary by coin. Below is a sample of the different rates you can earn for staking each coin:

These interest rates are competitive to other exchanges, with many of them being higher than usual, making this an attractive option and incentive for investors to keep their tokens parked on the exchange instead of somewhere else.

Buy Bitcoin with VISA or Mastercard

CEX.IO provides users with the convenience of purchasing cryptocurrencies with credit cards (including via Google/Apple Pay) using their Instant Buy service. Of course, doing so costs a certain fee, but it is easy and fast to do on their platform. Before you make your purchase, the algorithm will tell you how much of each crypto you will receive after purchasing with a credit card, fees included.

CEX.IO Crypto Debit Card

CEX.IO offers a Mastercard-backed crypto card that lets users tap into their crypto funds for everyday spending, both online and offline, across 200+ countries and territories.

The card is free to order and comes with zero annual, maintenance, or cross-border transaction fees. For added convenience, it also supports integration with Google Pay and Apple Pay, making contactless payments a breeze.
Please note: the CEX.IO Card is currently available exclusively to residents of the European Economic Area (EEA).

API

CEX.IO has REST, WebSocket, and FIX APIs. Their API has limits, which can be increased by contacting their support team.

For CEX.IO Spot Trading, the public/private rate limit is 100/200 requests per minute. It can be increased per user request: https://trade.cex.io/docs/#rest-private-api-calls-api-rate-limit

For legacy CEX.IO Exchange, the public/private rate limit is 600/2000 requests per 10 minutes. It can be increased per user request: https://docs.cex.io/#cex-io-limits

Additionally, the default request rate limit for CEX.IO Prime clients is 300 requests per minute. It can be increased per user request: https://docs.prime.cex.io/#general-trading

The REST API allows you to access the exchanges market data and automated trade features. The WebSocket API gives you full trading functionality and lets you obtain real-time notifications without sending extra requests. The FIX API helps you communicate messages related to trading.

How to use CEX.IO

In order to create an account, go to the CEX.IO homepage and click the green Register button on the top right. From here, the process is straightforward – enter your email address, password, and country. Lastly, check the box on the bottom to accept the terms of service, and click Create Your Account.

To start trading, deposit or withdraw fiat and crypto, you will need to complete the KYC verification process.

Security

CEX.IO has one of the best reputations in the crypto industry in regards to its security. They have never been hacked, and offer protection against DDoS attacks. Additionally, they provide full data encryption, cold storage for user funds in offline wallets, and compliance with PCI DSS standards.

What’s important to mention is that CEX.IO is regulated in multiple jurisdictions, and takes KYC and AML processes seriously. This approach allows the platform to provide their customers a safe place to trade and store their funds.

Conclusion

As one of the pioneers in the crypto exchange space, CEX.IO has developed a strong reputation over the years given its regulatory compliance. They have built a trustworthy platform, offering some of the best and most desired features to their customers on a global scale. Take a look below at our opinions on the pros and cons of their exchange services:

Pros

• High liquidity for large volume orders
• Easy-to-use platform with a simple sign-up process
• Beautiful website design
• Transparency on their team, with all information easy to find on their website
• Excellent reputation in regards to security and trustworthiness by top rating companies (i.e. TrustPilot, CryptoCompare)
• The entire ecosystem of products and services (margin trading platform, staking, loans, etc.) that serve the needs of different customers – from entry-level investors to businesses

Cons

• KYC is required for depositing and withdrawing fiat currencies
• The relatively average amount of digital asset offerings (small-cap cryptos are minimal)

Visit Exchange >>>

Social media