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Concrete Protocol (Blueprint Finance)

Last updated: Dec 03, 2025

Concrete is an appchain designed to enhance on-chain debt and credit, offering higher yields, liquidation protection, and advanced predictions within the decentralized finance (DeFi) space developed by Blueprint Finance. As the native base protocol for generating credit products and derivatives, Concrete addresses the missing link in on-chain finance, aiming to become a foundational element for a new class of credit, debt, and structured products in the crypto industry.

Strategic Round: $9.5M

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Overview

Project industry	Finance / Crowdfunding & Lending / DeFi / Web 3.0 / EVM
Project ecosystem	Ethereum Ecosystem
Product type	Platform
Founded	United States
Whitepaper	Open

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What is Concrete Protocol

Concrete is a decentralized finance (DeFi) project that provides a suite of products designed for secure, automated yield strategies and derivatives on any on-chain asset. Its primary goal is to unlock institutional-grade yield opportunities for users by generating returns on assets across multiple blockchain networks.

The platform's core offering, "Earn," is already live and allows users to deposit assets into vaults, receiving vault share tokens (ct[assets]) that represent their stake and entitle them to revenues. These vaults adhere to the ERC-4626 standard, featuring curated risk-adjusted strategies that deliver competitive APYs alongside reward points. Users can further enhance their yields by locking ct[assets] for boosted rates and greater incentives, with the tokens being composable for use throughout the DeFi ecosystem. Upcoming features include "Borrow," which will enable seamless borrowing from optimal money markets across chains, with Concrete covering gas fees for efficiency. Another innovation, "Liquidation Protection," will offer automated safeguards using a quantitative framework, allowing users to purchase protection in tranches to prevent foreclosures on leveraged positions.

Overall, Concrete aims to democratize high-yield DeFi tools through its on-chain infrastructure, positioning itself as universal yield infrastructure for the future of decentralized assets.