FacilPay (FACIL)

FacilPay is AI-based web3 app present as payment chat.

Whitepaper

Onepager

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Interest lvl

NA

Updated: Oct 03, 2025

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User Rating

High

3.7/5 • 3 votes

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Ticker

FACIL

Type

Utility-token

Token standard

ERC-20

FoundedMexico

Registration countryMexico

Registration year2023

Office addressAv. Paseo de la Reforma 296, Colonia Juárez, Cuauhtémoc, CDMX 06600, MX

Launchpads

Spores Network Poolz Finance

Ecosystems

Ethereum Base

What is FacilPay

FacilPay is an innovative AI-enhanced, message-centric payment platform that integrates user-intent blockchain technology to simplify cryptocurrency transactions, making them as effortless as sending a text message. Launched in mid-2024, it combines secure peer-to-peer messaging with non-custodial wallet functionality, emphasizing privacy, cross-chain compatibility, and real-world utility like global cash-outs. Built primarily on the Base blockchain, FacilPay aims to bridge Web3 with everyday communication, targeting users in 182 countries through seamless on/off-ramps.

Key Features:

• AI-Powered Messaging and Payments: End-to-end encrypted chats with AI assistance for personalized experiences, including voice translation, NFT emoticons/stickers, and group chats. Transactions are instant and secure, with no custody of user keys, chats, or funds.
• Cross-Chain Swap and Bridge (FacilSwap): Enables fast, seamless asset swaps and bridging across multiple blockchains, supporting unified visibility of tokens and NFTs in a self-custody wallet.
• Global Cash-Out and Debit Card: Integration with MoneyGram allows worldwide fiat withdrawals and a crypto debit card accepted at partner merchants in 182 countries.
• Multi-Chain Support: As of September 2025, it supports networks like Stellar (XLM), Ripple (XRP Ledger), and Base, with embedded Coinbase Developer Platform for frictionless on/off-ramps.
• DeFi and Utility Focus: Non-custodial design ensures users retain full control, with features evolving toward full DeFi services like staking and lending.

$FACIL is the native utility token powering the FacilPay ecosystem, used for governance, staking rewards, transaction fees, and premium features like AI enhancements.