Payy (PAYY)

Payy Network is an EVM-compatible blockchain designed as a layer-2 rollup focused on stablecoin payments with built-in privacy. It integrates zero-knowledge proofs at every layer to make transactions private by default, including all ERC-20 transfers, without requiring changes to smart contracts or wallets.

Seed Round: $6.00M

Whitepaper

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Interest lvl

NA

Updated: Apr 10, 2026

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User Rating

Medium

3/5 • 1 votes

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X Score

010202001000

Ticker

PAYY

Type

Utility-token

Ecosystems

zkSync Ethereum

What is Payy

Payy is a privacy-first EVM-compatible Layer-2 blockchain designed specifically for stablecoins. Built to eliminate permanent data leaks inherent in public blockchains, Payy makes every ERC-20 transfer private by default through native zero-knowledge technology and privacy pools, without requiring any changes to existing wallets, smart contracts, or user habits. The network delivers near-instant finality, high throughput, and negligible fees, enabling seamless global stablecoin payments while maintaining full EVM compatibility.

Payy offers a complete vertically integrated platform, including the non-custodial Payy Wallet for instant, free USDC transfers and the self-custodial Payy Visa Card for spending stablecoins anywhere in the world without exposing on-chain history. Developed by Polybase Labs, Payy combines invisible privacy at every layer with real-world usability, unlocking mainstream adoption of on-chain finance for individuals, businesses, and institutions.