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MoxyOne (SPEND)

ICO

MoxyOne allows companies to incorporate within their ecosystems, a financial infrastructure that gives their token holders an opportunity to spend their tokens.

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Overview

Project industryFinance Services & Banking
Product typeApp
FoundedAustralia, 2017

Technical details

Programming language - JavaScript. The SPEND token implements the ERC20 interface, and extended to also include features from the ERC23 spec.

What is MoxyOne

MoxyOne is a project to create a multifunctional payment system.

MoxyOne aims at creating a payment system that would allow working with cryptocurrencies including crypto tokens and using them for everyday needs as Fiat. MoxyOne uses B2B-oriented business model.

The MoxyOne platform is a wallet with the ability to perform payment transactions, issue debit cards and currency withdrawal. MoxyOne focus on a wide range of cryptocurrencies including ERC20 tokens.

SPEND is the standard utility token in the MoxyOne ecosystem. MoxyOne offers the user the opportunity to pay from the wallets in outlets through EFTPOS terminals. Tokens will be exchanged for the currency which is relevant for the country where the purchase is made through the Just in Time Funding mechanism so the merchant will receive cash in fiat.

MoxyOne plans issuing debit plastic and virtual cards to make payment for services. The owner of the wallet will be able to pay using the debit card on the EFTPOS terminal. Cards will make it possible to withdraw cash from ATMs. The withdrawal will occur through the exchange of tokens to fiat within the MoxyOne ecosystem automatically.

Details

Pre-sales: Feb 08, 2018 - Mar 10, 2018
Public sales: Mar 15, 2018 - Apr 15, 2018
Pre-sale token supply: 20000000
Token supply: 50000000
Soft cap: 4,000ETH
Hard cap: 46,200,000 USD
Raised: 1,500,000 USD

Legal

Registration country: Australia
Registration year: 2017
Office address: QLD 4153

Token info

Ticker: SPEND
Type: Utility-token
Token standard: ERC-20
Token price in USD: 1 SPEND = 0.6105 USD
Token price in ETH: 1 Token = 0.001000 ETH
Accepted currencies: ETH
Bonus program:
Of the pre-sale token:
Contribute 1 ETH - 40%, vesting period 30 days.
Contribute 30 ETH - 45%, vesting period 45 days.
Contribute 100 ETH - 50%, 1500 SPEND / ETH, vesting period 60 days.
Contribute 500 ETH - 55%, vesting Public Token Pre-sale.
Contribute 1000 ETH - 60%, vesting period 120 days.
Contribute 2500 ETH - 65%, vesting period 150 days.
Of the main token sale:
* 1 day - 40%
* 1 week - 12.5%
* 2 week - 11.5%
* 3 week - 10%
Token distribution:
10% - MoxyOne Team
20% - Marketing & Partnerships
70% - Token Sale
Funds allocation:
55% - Development
10% - Legals
15% - Marketing
15% - Support & Team Expansion
5% - Technology Improvements

MoxyOne Roadmap

1
Quarter 2, 2018

List token on exchanges after token sale ends
Digital ID verification
Sanctions / PEP checks
MoxyOne wallet support for SPEND, ETH and Partner’s tokens (SCL)
Payment channel integration - Raiden Network
Debit card spending with Ether (ETH)

2
Quarter 3, 2018

Debit card spending with Social (SCL)
Debit card spending with Partner’s tokens
Dashboard credit card transactions, history and statements
Mobile app (hybrid)
Notifications for spending limits & set your own spending limits
App replaces bank account
Security level 1 (temporary card freeze for misplaced card - app controlled)
Security level 2 (2 factor authentication)
MoxyOne vault - store cryptos securely
Debit card spending with MoxyOne (SPEND)
MoxyOne buffer account [Liquidity Provider]
List token on more exchanges

3
Quarter 4, 2018

Add card to Apple Pay and Google Pay
Geographical security
User ratings
User spending-habit tracking

4
Quarter 1, 2019

Decentralised wallet
ERC20 / ERC223 token support
White label wallet and debit cards for ICOs
Integration of debit card API by other ICOs

5
Quarter 2, 2019

Management dashboard
Mobile app (native)
3rd party services API
Companion cards (multiple cards, same wallet)
Debit card JIT spending with tokens supported by Shapeshift or Changelly
COMIT network cross

6
Quarter 3, 2019

Multi-sig technology
Monthly reward points system
Multi-asset debit card
Security level 4

7
Quarter 4, 2019

Maps - locations that accept MoxyOne
Security level 5

8
Quarter 1, 2020

Customer service (IVR: Interactive Voice Response/ customer service call centre)
Liquidity Providers (lenders/investors)
Legals and licensing for Liquidity Providers
Security level 6

Social media

MoxyOne web-siteMoxyOne RedditMoxyOne MediumMoxyOneYouTubeMoxyOne TelegramMoxyOne BTCTalkMoxyOne TwitterMoxyOne FacebookMoxyOne Github

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