Huma Finance (HUMA)

Huma is a decentralized payment financing network built on the Solana blockchain and other platforms. It provides infrastructure that enables organizations and individuals to access financing against future payments or accounts receivable, as well as to conduct settlements in stablecoins 24/7.

Seed Round: $8.3M

Series A Round: $38M

Whitepaper

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Interest lvl

Medium

Updated: May 22, 2025

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User Rating

Highest

5/5 • 2 votes

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Ticker

HUMA

Type

Utility-token

FoundedUnited States

Registration countryUnited States

Registration year2023

Launchpads

Binance

Ecosystems

Solana

What is Huma Finance

Huma is the first PayFi network and a pioneer in the rapidly growing PayFi ecosystem. It enables global payment institutions to settle payments 24/7 using stablecoins and on-chain liquidity, bringing speed, transparency, and efficiency to traditionally slow financial infrastructure. Backed by strategic partners, including Solana, Circle, Stellar Development Foundation (SDF), Galaxy Digital, and others, Huma has processed over $3.8 billion in transaction volume and delivered double-digit real-world yield to its LPs.

The Huma Protocol is offered in two forms:

• Huma (Permissionless) – Launched in April 2025, this version is open to all, allowing retail investors to participate in Huma pools and join the broader PayFi movement.
• Huma Institutional – A permissioned service tailored for institutional investors, offering access to curated, receivables-backed credit opportunities within a regulated framework.